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Complicated, Entitlement to benefit before divorce?

edited 30 November -1 at 1:00AM in Housing benefit help
3 replies 1.3K views
extremeslowmonkeyextremeslowmonkey Forumite
2 posts
edited 30 November -1 at 1:00AM in Housing benefit help
Long story short my mother intends to move out of the family home, leaving her husband there. All the children have grown up.

-Earns approx £185 a week after tax working full time.
-Has a joint mortgage with husband, around £17k left before it is paid off.
-Has small amount of personal savings under £6k

Wants to know how/what help she might recieve should she set herself up in a new home before the house is sold. Or whether it would be better to stay in the mortgaged house (which she really doesn't want to do).

Can she claim housing benefit when she already has a mortgage on another house?

Replies

  • xylophonexylophone Forumite
    34.9K posts
    Part of the Furniture 10,000 Posts Name Dropper
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    If your mother is intending to file for divorce she should see a solicitor as financial arrangements can be complex.
  • She has an appointment this coming wednesday, will they be able to offer advice on what help she can recieve?
  • CAB_Wyre_Forest_representativeCAB_Wyre_Forest_representative Organisation Representatives - Private Messages may not be monitored
    117 posts
    Long story short my mother intends to move out of the family home, leaving her husband there. All the children have grown up.

    -Earns approx £185 a week after tax working full time.
    -Has a joint mortgage with husband, around £17k left before it is paid off.
    -Has small amount of personal savings under £6k

    Wants to know how/what help she might recieve should she set herself up in a new home before the house is sold. Or whether it would be better to stay in the mortgaged house (which she really doesn't want to do).

    Can she claim housing benefit when she already has a mortgage on another house?

    It is possible that Housing Benefit can be claimed whilst you mother is in the act of selling the family house. The local authority should be informed and they will advise. You can expect that they will check that your mother is not setting up a situation purely to gain benefits and that there will be a time limit set.
    She should seek expert advice on all aspects of the split up -either with a solicitor, or for example her local CAB who give free advice.
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