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Legal indemnity insurance.

Bryony13
Posts: 7 Forumite
We are in the process of selling our property, there are a couple of things that the buyers solicitors have asked for. Whilst we are being very open and all details have been or are in the process of being passed across, I am concerned that a couple of items might risk the sale. We recently had our boiler serviced, no major issues but some kettling is occurring and we have a conservatory which was put up prior to when we bought the property with no planning obtained. I have on previous sales bought an indemnity that covers the conservatory, would the boiler be covered under this?
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Comments
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So what exactly have their solicitors asked for?
It is probable that your conservatory did not need planning permission but certainly needed to comply with building regulations.
Have you got a certificate to prove this?
Look on your local council website to see if your conservatory needed planning permission.
Do not contact the council and give them your address as this will invalidate your indemnity insurance.
If you have not got building regs certificate then an indemnity policy will do. It will be up to your buyer to have a survey done to check that all is OK with the conservatory.
As regards the boiler, again what have the solicitors asked for?
If you have had a recent service then, as far as I know, there is no obligation to have any insurance.
Kettling can be easily fixed so if this is the problem you may want to get it sorted.
http://www.telegraph.co.uk/property/propertyadvice/jeffhowell/8352069/Home-improvements-What-is-kettling.html0 -
Basically they have asked for building regs and planning permission, the conservatory was put up prior to us purchasing the house so we have none of this.
With boiler, we had it serviced recently and it mentioned the kettling, unfortunately I'm a bit of a worst case scenario kind of person and like to preempt what will come back.
Thank you for your reply.0 -
When you bought the house, what did your own solicitor say about BRegs / PP? Do you still have all the documents from then?0
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I have looked through everything and there is nothing there.0
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