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Property damaged from water leak, rented house. Advice please :-)
tubthumped
Posts: 14 Forumite
Hi all, after some advice here.
I'm currently working away from home with work. We have a lot of ongoing work around here, so the company rent a house which we stay in. It's cheaper than hotels as there are 4 people staying over, 365 days a year.
This morning I found a pipe has leaked in the bathroom, the water has found its way downstairs and hit a bullseye into my apple MacBook and a guitar amp. They are now dead.
It appears as though our company do not have any contents insurance on the property. (despite several £1,000s worth of work equipment being stored there overnight.)
Where do I stand here? As its the landlords pipework that has failed, is it his/her fault? Do they have insurance that covers this kind of problem?
Ideally I don't want to claim on my insurance, I'm guessing nearly £2.5k of claim would up my premium next year.
Thanks in advance
I'm currently working away from home with work. We have a lot of ongoing work around here, so the company rent a house which we stay in. It's cheaper than hotels as there are 4 people staying over, 365 days a year.
This morning I found a pipe has leaked in the bathroom, the water has found its way downstairs and hit a bullseye into my apple MacBook and a guitar amp. They are now dead.
It appears as though our company do not have any contents insurance on the property. (despite several £1,000s worth of work equipment being stored there overnight.)
Where do I stand here? As its the landlords pipework that has failed, is it his/her fault? Do they have insurance that covers this kind of problem?
Ideally I don't want to claim on my insurance, I'm guessing nearly £2.5k of claim would up my premium next year.
Thanks in advance
0
Comments
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Why should the company renting the property insure your possessions?
You either claim on the landlord's or your own insurance, as I presume someone has made the landlord aware of this leak by now0 -
A landlord will only cover damage to the property. Landlords don't cover YOUR contents.
You will need to claim off your own insurance if you have cover away
From the home.Eat vegetables and fear no creditors, rather than eat duck and hide.0
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