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Can I get mortgage if in receipt of tax credits?

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Comments

  • ACG
    ACG Posts: 24,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    CBR600F wrote: »
    ii) You already have.
    Youve got me there :beer:
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    ACG wrote: »
    If she stopped claiming you would pay the same tax.

    Quite.

    As I said, I'm not having a go at the OP - it's the system that annoys me.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    CBR600F wrote: »
    i) Yes, I am. Theft is theft, irregardless of the method;
    ii) You already have.

    After a couple of sensible posts I thought you were back on the level; heavy bank holiday weekend I imagine so letting off some steam?

    On a side note, my viewpoint on this is the OP posted some genuine questions and genuine motives and ACG and other gave factual, useful answers. Then we came onto a bit of government bashing and all up for that, the system is shot although you do not blame the players, you blame the game..!

    Then the most agitated member, rants about the economy, boasts about their business and drops a nut by saying the £2.5k (that is net) tax a year they pay should go to a good home...

    Boy, assume you have not been PAYE employed for a while..

    Nothing sinister meant, just my observations...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • CBR600F_2
    CBR600F_2 Posts: 107 Forumite
    Dave_Ham wrote: »
    After a couple of sensible posts I thought you were back on the level; heavy bank holiday weekend I imagine so letting off some steam?

    Who made you the arbiter of what is and what is not sensible?

    Dave_Ham wrote: »
    ...you do not blame the players, you blame the game..!

    I reject that idea. They're both to blame. Maybe the players are to blame more in fact. They are afterall, the ones that perpetuate the status quo.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    CBR600F wrote: »
    Who made you the arbiter of what is and what is not sensible?




    I reject that idea. They're both to blame. Maybe the players are to blame more in fact. They are afterall, the ones that perpetuate the status quo.

    Next you will ask me to define sensible...

    If the game was not available, no-one could play..

    Long weekend - I'm off so no clever responses necessary

    Good luck OP

    Over and out
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • CBR600F_2
    CBR600F_2 Posts: 107 Forumite
    edited 5 June 2012 at 9:29PM
    Dave_Ham wrote: »
    Next you will ask me to define sensible...

    Well I wasn't going to, but if it'd make you feel better, feel free.
    Dave_Ham wrote: »
    If the game was not available, no-one could play..

    lolwut

    http://www.youtube.com/watch?v=UV8XOI5McNM

    But I think I know what you mean. In a way you're agreeing with me. The system is broken. The only disagreement we have is that you think the people that routinely abuse the system ought not be be held to account. You'll come around eventually.
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    edited 5 June 2012 at 9:22PM
    Dave_Ham wrote: »

    Then the most agitated member, rants about the economy, boasts about their business and drops a nut by saying the £2.5k (that is net) tax a year they pay should go to a good home...

    Boy, assume you have not been PAYE employed for a while..

    Nothing sinister meant, just my observations...


    I take it thats aimed at me......I don't pay £2.5K a year tax , I earn £32k gross and from the governments online calculator I am a net contributor of +£2.5k to the Government coffers after taking into account all benefits.

    Just to clarify I pay Class 2 NI and also Class 4 NI of 8% of my profit on top of the income tax.

    Oh and my "boast" was in reply to an insinuation that I had to work 60hrs a week because I may be living beyond my means, which I'm clearly not.
  • Newgal
    Newgal Posts: 8 Forumite
    Wow was just after some advice!

    If it helps I will clarify I am not receiving any hb or any other benefits, and I also paid full rate tax when I was working full time before kids. Unfortunately I'm in a position where I have to rely on the government for a very short while (youngest child in school from September at which point I can work full time).

    Thanks to everyone who offered advice.
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