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Santander/Dorothy Perkins not upholding...
anican_1985
Posts: 22 Forumite
Just received my 'final response' letter from Santander regarding my Dot Perkins acct, the mis selling of account cover is not being up held, end of. They have enclosed a copy of the credit agreement i signed in the shop.
Can i ask them for a copy of the account cover policy summary? (being just 18 when i applied for this i wouldnt have read or probably even opened the letter!)
thanks for any response
Can i ask them for a copy of the account cover policy summary? (being just 18 when i applied for this i wouldnt have read or probably even opened the letter!)
thanks for any response
0
Comments
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bump....
has anyone had the same response from Santander?
i was also a full time student when i took out the store card and was for the following 4 years, not sure if account cover would of covered me? im rubbish at this letter stuff any help much appreciated:)0 -
I have answered your other post.0
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HI
I have rec'd the same response from Santander regarding a DP card - they enclosed a copy of the form I signed in store (filled out by a DP sales assistance not myself) and I found that I applied on my 18th birthday, and the assistant had ruled through the employment details box on the form and ticked the ppi box and simply asked me to sign, which I did as I thought all was mandatory.
I phoned Santander and argues that I was a full time student at the time and so the policy would not cover me. I was advised to contact HMRC and ask for my National Insurance contricution history to prove I was not employed and send it in with a covering letter. THe info was requested via a link on the official HMRC website so fairly straightforward to do.
Perhaps doing this may help your case
Best of luckLoan Free May 2015 - working on Dec 2012
Then to overpay the Mortgage - aim to cut 10 years!!!
The Topshop habit never seems to fade!!!!!0
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