Claiming on credit card

October28

I have found out that I can claim on my credit card for the PIP breast implants but as I had them done on 2006, I cannot remember what credit card I paid on, I have the last four digits of the card and that is was Delta but thats all, can anybody help me as to how I can find out please.

McKneff

May I ask who actually told you you could do this.

Tixy

If it was a delta card then I would think thats a debit card not a credit card.

Do you not have old statements for your cards that you can hunt through around the time you had your treatment?

lisyloo

You can get your statutory reports for £2 each.
There are three credit reference agencies - Experian, Equifax and call credit.
For call credit you can use noddle which is free.
For the others I recommend the £2 version. The free trials can be difficult to cancel and you can end up paying more, so I would avoid those.

As Tixy says, I don't think you have section 75 protection on a debit card.

McKneff

Maybe I'm wrong but I didnt think a credit card would cover it anyway as it wasnt a commodity as such. I'm quite happy to be corrected.

Plxply

McKneff wrote: »

Maybe I'm wrong but I didnt think a credit card would cover it anyway as it wasnt a commodity as such. I'm quite happy to be corrected.

Section 75 covers any breach of contract, which would include goods which aren't of satisfactory quality e.g. industrial grade silicon instead of medical grade. Here's someone who has been successful with the claim:

http://www.guardian.co.uk/world/2012/mar/13/lloyds-tsb-implants-credit-card

Unfortunately though as others have said Delta is the old name for Visa Debit so you cannot make a Section 75 claim.

McKneff

What about a 'chargeback' would that work or does it just work on Visa cards.

meer53

McKneff wrote: »

What about a 'chargeback' would that work or does it just work on Visa cards.

Chargebacks work on Visa debit and credit cards but it's too late now for the OP.

crystal_clear

October28 wrote: »

I have found out that I can claim on my credit card for the PIP breast implants but as I had them done on 2006, I cannot remember what credit card I paid on, I have the last four digits of the card and that is was Delta but thats all, can anybody help me as to how I can find out please.

I have already got a thread here on this
https://forums.moneysavingexpert.com/discussion/3925031

but as others say Ithink Delta is a debit card from your bank and not a credit card. That being the case no section 75 applicable so maybe a solicitor could be of more use in your case.

Crystal clear