Credit card needed within 12 day, who?

single_lonely

Need a credit card, my car insurance is due and thought id apply for new CC so i have longer to pay it back.
(normally its cheaper for me to pay annually)
BUT I NEED IT WITHIN 12 days
who is the fastest but also has good 0% deal

(I already have a capital one and Tesco AND PAY OFF FULLY EVERY MONTH)

thanks in advance

YorkshireBoy

Quite possibly your own bank, via a branch application, would be the quickest. Who do you bank with?

An alternative would be to pay on one of your existing cards and then apply for a 0% on BT card with a low fee*.


* There are 12 month plus cards with as little as 1.6% fees for BTs...a small price to pay for 12 months 0%, and no doubt cheaper than withdrawing your savings (which should be making at least 2.4% net of basic rate tax?).

single_lonely

YorkshireBoy wrote: »

Quite possibly your own bank, via a branch application, would be the quickest. Who do you bank with?

* There are 12 month plus cards with as little as 1.6% fees for BTs...a small price to pay for 12 months 0%, and no doubt cheaper than withdrawing your savings (which should be making at least 2.4% net of basic rate tax?).

Santander (main) and RBS and barclays and nationwide!

Also dont want to do transfer as dont want to pay ANY kind of fees. thanks

YorkshireBoy

single_lonely wrote: »

Santander (main) and RBS and barclays and nationwide!

Santander don't have a suitable product for you.

Barclays and RBS both have 13/14 month products.

You'd need to be eligible for Nationwide's Select card to get a long enough purchases offer.

Also dont want to do transfer as dont want to pay ANY kind of fees.

It was a plan B, should your plan A fail.

single_lonely

just had a look at rbs, it says apply online so might take ages anyway.

If i already have a barclays CC could i apply for another one?(keeping both)

YorkshireBoy

single_lonely wrote: »

If i already have a barclays CC could i apply for another one?(keeping both)

No, not according to the information on their website...

http://www.barclaycard.co.uk/personal/credit-cards/platinum-purchase (click "Interested?")

Fiddlestick

I got my new Nationwide one in a few days...