We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Aqua statement, mistake?
eloiseh
Posts: 45 Forumite
in Credit cards
Hello,
I recently was accepted for a credit card with Aqua. In order to fix my credit rating (which appears to be slowly healing as I recently got a phone contract!) I am doing all my spending on the card then paying it off, in full.
Today when checking my limit everything on the statement was accurate except for the £3 cash withdrawal charge. There is one item which has not shown up on my statement yet, but is pending, it is a takeaway ordered through just eat.com.
The £3 is said to be from the 14th, there are 3 places I used my card on the 14th
1) Ladbrokes.com (the website)
2) A weatherspoons pub
3) A local pub called mousetrap
I did not get cash back at these places and I have certainly not withdrawn cash from my card as I know it is costly, I can just withdraw cash from my bank account.
Can anyone offer me advice as to why this is on my statement and what to do about it? I don't want to be paying £3 for nothing.
I recently was accepted for a credit card with Aqua. In order to fix my credit rating (which appears to be slowly healing as I recently got a phone contract!) I am doing all my spending on the card then paying it off, in full.
Today when checking my limit everything on the statement was accurate except for the £3 cash withdrawal charge. There is one item which has not shown up on my statement yet, but is pending, it is a takeaway ordered through just eat.com.
The £3 is said to be from the 14th, there are 3 places I used my card on the 14th
1) Ladbrokes.com (the website)
2) A weatherspoons pub
3) A local pub called mousetrap
I did not get cash back at these places and I have certainly not withdrawn cash from my card as I know it is costly, I can just withdraw cash from my bank account.
Can anyone offer me advice as to why this is on my statement and what to do about it? I don't want to be paying £3 for nothing.
0
Comments
-
1) Ladbrokes.com (the website)
It is that transaction. Gambling purchases is clased as a cash withdrawal.Total Debt Feb 2012 [STRIKE]£12,153[/STRIKE] 10674 16.5% Paid
Halifax Credit Card £4448.6. Loan 1 £3000. Loan 2 £2696.13.
Aiming to be debt free by 31/12/2013.0 -
Oh I see, silly me I didn't know. Thank you xx0
-
I checked my statement today and have been charged £0.08 interest. Is this anything to do with the "cash advance" from using ladbrokes? As I have paid it off in full each month I do not understand where the charge has come from?0
-
you are correct, cash advances do not get any interest free period so the charge is correct.
john0 -
Yup - interest is charged daily on cash usage, so no interest free period.0
This discussion has been closed.
Categories
- All Categories
- 347K Banking & Borrowing
- 251.6K Reduce Debt & Boost Income
- 451.7K Spending & Discounts
- 239.3K Work, Benefits & Business
- 615.1K Mortgages, Homes & Bills
- 175K Life & Family
- 252.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards