We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Yorkshire Bank - Basic & Standard Current Account
Grousey
Posts: 18 Forumite
This might be useful for some of you...
I have a poor credit history, mainly historic debt (1 CCJ & 3 defaults from 2003) and have had an RBS Step Account for the past few years.
All my credit accounts have been well kept for around 2 years now.
Having recently been declined for a full account with 1 or 2 high street banks I read the thread on here about basic bank accounts and decided to enquire about the Yorkshire Bank Readycash Account as it comes with a switch/maestro card.
I booked my appointment with my local YB and popped in for an hour, I took my ID, POA etc and answered the normal questions and the Personal Banker there asked if I'd like to be scored for a full account.
She explained that if I was declined for a full account then they would open the Readycash account for me.
Turns out that I met their criteria and I have a full current account plus being opened on Monday.
To say I was pleasently surprised would be an understatement.
So for all those struggling to open a full interest paying account with debit card, cheque book etc it may be worth a trip to Yorkshire Bank.
Worst case scenario they'll still open you a Readycash account with a debit card.
I have a poor credit history, mainly historic debt (1 CCJ & 3 defaults from 2003) and have had an RBS Step Account for the past few years.
All my credit accounts have been well kept for around 2 years now.
Having recently been declined for a full account with 1 or 2 high street banks I read the thread on here about basic bank accounts and decided to enquire about the Yorkshire Bank Readycash Account as it comes with a switch/maestro card.
I booked my appointment with my local YB and popped in for an hour, I took my ID, POA etc and answered the normal questions and the Personal Banker there asked if I'd like to be scored for a full account.
She explained that if I was declined for a full account then they would open the Readycash account for me.
Turns out that I met their criteria and I have a full current account plus being opened on Monday.
To say I was pleasently surprised would be an understatement.
So for all those struggling to open a full interest paying account with debit card, cheque book etc it may be worth a trip to Yorkshire Bank.
Worst case scenario they'll still open you a Readycash account with a debit card.
0
Comments
-
Wish I had one local to me. Not one within a hundred miles!!
And you cant apply on line which is a shame0 -
Bluebirds1975 wrote:Wish I had one local to me. Not one within a hundred miles!!
And you cant apply on line which is a shame
No Clydesdale bank either?
They're part of the same group and offer the same facilities.0 -
nope! neither are in Wales!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 349K Banking & Borrowing
- 252.4K Reduce Debt & Boost Income
- 452.7K Spending & Discounts
- 242K Work, Benefits & Business
- 618.6K Mortgages, Homes & Bills
- 176.1K Life & Family
- 255K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards