Uni project help / what are families entitled too?

Biohazard

Hello!

I have a project at uni based on this benefits cap that has been a lot in the news. I know it will affect familes (more so in london) on low/no income, but I am just wondering how families can claim over 26k a year in benefits?

As a single person I have no clue what benefits are out there for familes and I am finding confusing information online.

What benefits are families generally entitled too? Child benefit? LHA? Council tax? Child tax credits?

Also do familes get child tax credit (i think £2155) for each child they have?

Also will nursery fees be included in the cap?

I found a longish document about it, but I'm strugging to read and take in/understand information due to my dyslecia

Thank you!

Biohazard

@ Copa feela I think you should read my post again

rogerblack

I suggest that you need to find some way to cope with longish documents.
Unfortunately, in most fields of study, you can't avoid them.

You may find the benefits advisor on http://www.direct.gov.uk/en/Diol1/DoItOnline/DoItOnlineByCategory/DG_172666 useful.

rotoguys

Biohazard wrote: »

Hello!

I have a project at uni based on this benefits cap that has been a lot in the news. I know it will affect familes (more so in london) on low/no income, but I am just wondering how families can claim over 26k a year in benefits?

As a single person I have no clue what benefits are out there for familes and I am finding confusing information online.

What benefits are families generally entitled too? Child benefit? LHA? Council tax? Child tax credits?

Also do familes get child tax credit (i think £2155) for each child they have?

Also will nursery fees be included in the cap?

I found a longish document about it, but I'm strugging to read and take in/understand information due to my dyslecia

Thank you!

Why stop just at families with young children.

Example of a couple who are disabled both over 60

DLA - max £125.00
Attendance Allowance - max £73.60
Pension Credit - £382.30
Total £580.90 per week

+ Rent/Mortgage interest paid + no Council Tax to pay.

zagfles

An out of work family with no savings or under £6k in savings would get:

IS or JSA (income based): they are the same - approx 5500 for a couple

Child ben: about 1050 for first child and 700 for other children

Child tax credit: about 3100 for first child and 2555 for other children

If renting, LHA or housing benefit, rates vary by area and you have a bedroom entitlement depending on size and composition of family- see here https://lha-direct.voa.gov.uk/search.aspx

If home owner - SMI (mortgage interest support) - there is a waiting period (3 months I think), and it's based on a standard rate, it's quite complicated

Council tax benefit - full council tax paid up to band E

Free school meals, free prescriptions and dentist (these aren't included in the proposed cap).

If you add these up you can see that an average family in an expensive area, or a large family (4+ kids) in an average area could easily exceed the cap.

missmontana

I worked out the other day that in the course of a year I will receive benefits of around £15,334.
This is made up of ESA, Child Benefit, Child Tax Credit, LHA, Council Tax Benefit.
I am a lone parent with one child. I live in a 2 bed house,
so a couple with 2 children would have nearly double this.

I also get free school dinners and prescriptions.

bestpud

Biohazard wrote: »

Hello!

I have a project at uni based on this benefits cap that has been a lot in the news. I know it will affect familes (more so in london) on low/no income, but I am just wondering how families can claim over 26k a year in benefits?

As a single person I have no clue what benefits are out there for familes and I am finding confusing information online.

What benefits are families generally entitled too? Child benefit? LHA? Council tax? Child tax credits?

Also do familes get child tax credit (i think £2155) for each child they have?

Also will nursery fees be included in the cap?

I found a longish document about it, but I'm strugging to read and take in/understand information due to my dyslecia

Thank you!

You need to get along to student services and make use of the support available to dyslexic students.

It's really not good to rely on a discussion forum.

Notmyrealname

Biohazard wrote: »

@ Copa feela I think you should read my post again

We read and understood it just fine. We are not going to do your coursework and research for you. Thats your job. I suggest you start at https://www.direct.gov.uk.

Think yourself lucky. When I was doing further education the world wide web didn't exist and wouldn't do for another half decade.

Biohazard

Hello

Thank you to all those who have helped. All I wanted from was clarification about what families were entitled to. Looking on govenment websites seems rather confusing because of the many different types of benefits. Didn't expect to be accused of not doing research or struggling with my studies. I also believe research includes asking others who might be in that situation, guess I am wrong?

I was disganosed in December, so my support plan hasn't quite been sorted yet, but I will get support.

It isn't like I asked someone to type up the slides :P

[Deleted User]

missmontana wrote: »

I worked out the other day that in the course of a year I will receive benefits of around £15,334.
This is made up of ESA, Child Benefit, Child Tax Credit, LHA, Council Tax Benefit.
I am a lone parent with one child. I live in a 2 bed house,
so a couple with 2 children would have nearly double this.

I also get free school dinners and prescriptions.

a couple wouldnt get nearly double that at all,e.g they would only get one lot of council tax benefit(and a single adult family would automatically get 25% discount even if not on benefits)and they would only get 1 lot of LHA,chil benefit would also be the same for either circumstance
OP you see how complex it can get,and why even DWP staff have to look most things up most days?and why dwp ministers misrepresent the facts everytime they speak?

Biohazard

woodbine wrote: »

a couple wouldnt get nearly double that at all,e.g they would only get one lot of council tax benefit(and a single adult family would automatically get 25% discount even if not on benefits)and they would only get 1 lot of LHA,chil benefit would also be the same for either circumstance
OP you see how complex it can get,and why even DWP staff have to look most things up most days?and why dwp ministers misrepresent the facts everytime they speak?

Yes it is very complex. I read that child benefit was given out regardless, but child tax child was a bit of a mystery. I guess I just couldnt believe people recieve half of what my student loan is for just having a child.