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£3900 paid off already in 2012, + Barclaycard Question

Yep - courtesy of a sale of some fairly expensive equipment thats no longer needed - and a small sum from an inheritance Ive paid £3900 off my debts already in 2012.

Also have a F&F offer into Barclaycard. No idea if they will accept - its still with them after 11 years, never been sold on.

I have £827 outstanding and have offered £500. This is from my mum who also got some money from the inheritance. Shes prepared to let me have a little of her money IF its a full settlement. i have 3 debts around the £750-£900 mark but only Barclaycard is still showing on my credit history - hence why they have been given the offer first.

Anyone have any dealings with them and F&Fs ?

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