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The moment your credit is "restored"
Zebedee69
Posts: 1,034 Forumite
in Credit cards
Hi guys,
Im just wondering, when your building a realy good rating - whats the point when you can finally look at, say your experien report and say "My rating is pretty good".
Basically it would be great to have a yard stick to measure myself against.
Also, is the experian "Check my score" feature any good - didnt want to buy it until you guys say yey or ney! lol (-:
Thanks Guys.
Im just wondering, when your building a realy good rating - whats the point when you can finally look at, say your experien report and say "My rating is pretty good".
Basically it would be great to have a yard stick to measure myself against.
Also, is the experian "Check my score" feature any good - didnt want to buy it until you guys say yey or ney! lol (-:
Thanks Guys.
0
Comments
-
Check my score is a complete waste of money.
It is a cynical revenue generator trading on peoples insecurity.
Each banks will lend based on its own criteria and so the score Experian will provide is no more than an extremely rough estimate that you could probably work out yourself.0 -
Also, is the experian "Check my score" feature any good - didnt want to buy it until you guys say yey or ney! lol (-:
NEY!
Personally, the only yardstick I would use is No defaults, CCJ's etc.
Aim highWell life is harsh, hug me don't reject me.0 -
tom188 wrote:Check my score is a complete waste of money.
It is a cynical revenue generator trading on peoples insecurity.
Each banks will lend based on its own criteria and so the score Experian will provide is no more than an extremely rough estimate that you could probably work out yourself.
Had a feeling as such, so leaving that asside what would the yard stick be in general terms. ie:
How many searches in past year?
How many agreements and the amounts?
Length held of agreements?
Length at current address?0
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