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Discharge Letter

BR Date - Dec 2009

Discharge Date Dec 2010

After going bankrupt I subsequently lost the house and as such had to move, this was prior to my discharge date, and like an idiot I didnt update my Bankruptcy adviser.

I have recently been looking into trying to clean up my ratings and have read that I really could do with my discharge letter, I havn't got this letter as I assume it went to my old address.

So my question is ... can I get a copy of this if I speak to the Bankruptcy Advisor (cannot call as it is a Sunday!)

Regards,

FD

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Given those dates you would have received automatic discharge after 1 year. That means you wouldn't have been sent a letter. That only happens when you receive early discharge prior to the one year being up.

    If you want confirmation of the discharge then you can ask your OR/trustee. Many will happily oblige with a letter.

    The alternative is getting a formal certificate of discharge from the court. But unless you are on a low income or receive certain benefits, the court charges £60-70 for that.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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