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Not the registered keeper, but MAIN driver?

Hi all,
My flatmate is going to buy a car for me to use (he has more money than me...)

* Will it be possible for him to buy and be the Registered Keeper (on the V5), even though he doesn't have a driving licence?

* Also, will i be able to carry fully comp insurance on it and be the ONLY driver on it?


This isn't 'insurance fronting.' Quite the opposite really!

Cheers!

Comments

  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yes

    Yes

    Though it will look odd. I would have the flatmate down as a named driver if he has a provisional. Depending on your ages it won't add much to the policy as he can't drive it without you or someone else suitable in the car.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • olly300 wrote: »
    Yes

    Yes

    Though it will look odd. I would have the flatmate down as a named driver if he has a provisional. Depending on your ages it won't add much to the policy as he can't drive it without you or someone else suitable in the car.

    Thanks for the reply Olly!
    He doesn't have any intention on driving ...ever! He has a fixie bike.

    I was just under the impression that having a car on the road would need the owner to have their own policy, as well as the other person driving :huh:
  • Andy_L
    Andy_L Posts: 13,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes & yes. However most online insurers systems won't handle it so you may have to go see a real broker
  • Hi, I'm insured through the AA with Provident. I have fully comp and am the only named driver on my dads car for a year while he is working abroad.... give them a try, was fine for us! Only problem iIve had is when I was caught by a camera speeding the letter got sent to dads address as the reg keeper and I was late sending the form off, naughty naughty, but was ok in the end! (well apart from the points lol!). luckily the tax was also due so i'd gone to his house here to pick up the form for that and noticed the other one amongst the junk mail...
    :beer:
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am insured as main driver with Sheilas Wheels on my husbands car (they don't only insure women).
    You could check them.
    Obviously the relationship bit is differnt because we are married.
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