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Halifax One Credit Card Mastercard/Visa
Clarety_2
Posts: 5 Forumite
in Credit cards
:mad: Has anyone else been caught out by Halifax Credit card company changing what had previously been a Visa card into a Mastercard? They offerred a "carrot" of 0% for exsisting Visa card holders to change to the Mastercard. We took them up on this offer... using our mastercard to make several expensive purchases, expecting them to be calculated at 0% for 9 months. When the bill arrived the purchases on the mastercard had been put in wiith the Visa card purchases, despite both accounts having different numbers.
We wanted to pay off the Visa purchases, but were told any payments we made to the account would be credited against the mastercard purchases first - leaving the Visa purchases to incur interest charges.
Therefore we would not get any interest free at all!
Surely a new card with a new account number should've been set up? Not added to an existing account?
Beware anyone who has also swapped from the Visa card to the mastercard. Check you are getting your 0%.
We wanted to pay off the Visa purchases, but were told any payments we made to the account would be credited against the mastercard purchases first - leaving the Visa purchases to incur interest charges.
Therefore we would not get any interest free at all!
Surely a new card with a new account number should've been set up? Not added to an existing account?
Beware anyone who has also swapped from the Visa card to the mastercard. Check you are getting your 0%.
0
Comments
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This has been covered before - so you are not alone.
What you need to do is pay of the the current total amount then you will still have 8 months of 0%.0 -
I didn't have a balance on my Halifax visa so their offered worked for me due to me being able to use the 0% mastercard
supposes its different as when you make a payment it will always come off the lower interest first0
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