Current account

dabbers_2 · 5 January 2007 at 11:50PM

Hi everyone.
I'm currently in the process of claiming back bank charges from Barclays so went to Natwest to open another account.
They refused my application for a current account and only offered me one without an overdraft and cheque book.
I've had my credit file from experian and there are 2 defaults on my file.
Bearing this in mind, can anyone advise me where I could possibly get a current account?
I'm also going self employed in April and need to open a business account...I fear I may be turned down for this type of account also.
Please advise me
Thanks in advance

UKTigerlily · 5 January 2007 at 11:56PM

There's tons of threads about Citibank's Sterling Current account. I've not seen anybody post to say they've been declined, they gave me an account with a cheque book & a 2in1 card, some have also got a 3in1 card & i'm told I can probably get one in three months. It's definitely worth reading all the threads on it & applying which you can do online. I've got terrible credit, many who applied had credit problems & it seems all of us have been accepted, gl!

realaledrinker · 5 January 2007 at 11:58PM

Sorry can't help dabbers but your tale is a timely reminder to others contemplating reclaiming charges - make sure you have a new account in place before you burn your bridges with your existing bank.