Should I go for it ?

Deborah47

I'm new to this site but would welcome any advice if it is worth while making a claim against the Halifax for mis sold ppi I took out an unsecured loan out with the Halifax for debt consolidation in 2007 for £16,000 over 7 years. After a very long and boring conversation with the Sales person on the phone, (most of which went over my head) I agreed to take out insurance at a cost of £170.00 per month. Thinking about it now, i've always been covered by my employer for sickness and redundancy and don't think I ever needed insurance. I have filled in the FOS form but don't I want to feel daft sending if off in case I don't fit the critera for making a claim. Any help would be appreciated.

amersall

Hi there, that is a lot of monthly payment for ppi!!!.

Look here for reasons for mis sell and see if anymore apply to you,then get your claim in.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2

DrSqueeze

Deborah47 wrote: »

I have filled in the FOS form but don't I want to feel daft sending if off in case I don't fit the critera for making a claim. Any help would be appreciated.

Don't worry about that, have a good read of the information in the link amersall has provided and make your complaint.

The worst thing that can happen is they reject your complaint, but all it will cost you is a stamp.

"Nothing ventured..." as they say, so good luck :beer:

If you want some inspiration, I made a complaint to a credit card provider and although my recollection of details was slightly vague, they still investigated - and decided on balance that I did have a case and offered me £1800.