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Online PPI claim help

chrissy4116
Posts: 5 Forumite
Hi there!
I currently have 2 active credit cards with PPI on them. One is with RBS and one is with Halifax. I have had the Halifax credit card since 2005 and the RBS since around 2008.
I am very sure I did not ask for PPI to be applied for my RBS credit card as I remember saying so when activating the card - the advisor tried selling it me. I have since dug out the paper work and the PPI section is ticked (by print not by me) and I have realised that I have been paying it!!!!! I don't know how this has happened as I know I didn't want it after having it on my Halifax one as I knew how expensive it is!
I have also reviewed my Halifax credit card and realised that I wouldn't be eligible for a payout anyways as I was in a fixed term contract at the time but I know it is hard to claim for online applications.
Can anyone advise if it is worth pursuing PPI claims for these online applications?
Thanks
christina
I currently have 2 active credit cards with PPI on them. One is with RBS and one is with Halifax. I have had the Halifax credit card since 2005 and the RBS since around 2008.
I am very sure I did not ask for PPI to be applied for my RBS credit card as I remember saying so when activating the card - the advisor tried selling it me. I have since dug out the paper work and the PPI section is ticked (by print not by me) and I have realised that I have been paying it!!!!! I don't know how this has happened as I know I didn't want it after having it on my Halifax one as I knew how expensive it is!
I have also reviewed my Halifax credit card and realised that I wouldn't be eligible for a payout anyways as I was in a fixed term contract at the time but I know it is hard to claim for online applications.
Can anyone advise if it is worth pursuing PPI claims for these online applications?
Thanks
christina
0
Comments
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Hi there, yes you can put a claim in,looks like the box for ppi was pre ticked.
Look here for reasons for mis sell and if any/all apply to you then put a claim in.
http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step2
You may be quicker to phone these in
0800 0150319 or 0161 755 6890 RBS.
.08457 253 519 Halifax.
The account number is the card number in both cases.0
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