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Thurs 30th June - What small DFW things will you be doing...?!

pixiechick99
pixiechick99 Posts: 3,720 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 30 June 2011 am30 6:20AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning everyone:j
Well, another sunny one here...and another step closer to the weekend...and to the summer hols of course:T
Both of my 2 off school today due to the strikes, but my school not affected, so off I go:o It does make my morning less rushed - I can just get myslef ready. DD2 slept over at a friends and dd1 will be asleep for hours to come yet;)

So, better get my list down:
  • check banking - moved tax credits around
  • check onepoll
  • meal from plan tonight - jacket pots/leftover bol
  • washing on the line
  • fruit/water to work, free cuppas there
  • lunch out today - will be under £5 tho'
  • carry on with my essay later - am halfway and on a roll:p
  • write next week's meal plan
Ok, that'll do me.
Have a fab day people:A
I really need to sort out a new signature!
«13

Comments

  • tigermoon
    tigermoon Posts: 64 Forumite
    Whoops I started the thread at the same time as this one! Sorry pixie :o will try and work out how to delete it.

    Today:
    Check banking and update spreadsheet
    Phone NW for up to date credit balance (they are really slow at updating this)
    Post letter for new halifax current account
    NSD
    Breakfast at home
    Free lunch & free fruit at work
    NO jaffa cakes/chocolate biscuits just because they are in the office!
    Dinner at parent's tonight from plan.
    Work hard and stay positive
    Go for a walk at lunchtime (if I don't do this you have my permission to shout at me) :p

    That's all from me, it's a gorgeous day outside here - hope everyone has a good one xx
    Debts at Highest £18600
    Overdraft £550/£900
    Egg Loan currently £6253
    Credit cards - GONE AGAIN as of 26/07/11
    THIS TIME IT'S FOR REAL!
    Aiming for DFD 26/01/2012
  • ixia
    ixia Posts: 1,338 Forumite
    Good morning everyone :D

    Pixie- thanks for starting us
    Tiger-enjoy your walk

    Today I will:
    • washing out to line dry
    • dinner from stores
    • car share
    • sort out banking
    Not much else today can't think of anything I'm just so excited because I stop for my holidays today :j

    I'll update later if I do anything else enjoy the sunshine and have a great day everyone. :)
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Mornin!

    Today I have:
    • Breakfast from stores
    • Checked banking and almost had heart failure but then remembered I had moved the lions share to my savings account :eek:
    • Put a wash on quick and 30.....wish it would hurry up n I can get it out!
    And will:
    • Work 8 hrs
    • DD at school so send with packed lunch
    • OH to work 8 hrs
    • Get washing on line at some point today!
    • Leave OH list to do before he goes off to work
    • Job hunt for both of us
    • Declare grocery spends and sort sig with July amount
    • Lunch and dinner from stores
    • Walk to sw and back
    • Sort out mealplan for this week
  • La_escocesa
    La_escocesa Posts: 3,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 June 2011 am30 7:19AM
    Hey everyone :wave:

    • Brekkie at home - pitta bread because we're all outta cereal and normal bread
    • Cuppa at home (just to make up for having just a pitta ;) Will have another one in work too...)
    • HM lunch - tasty prawn cous cous
    • Yoga tonight - haven't bought bottled water for a class since I bought a funky refillable flask thingy
    • Downloaded a sample ebook onto Kindle before deciding whether to buy - a 'no' methinks
    • Tidy round
    • Update spending diary if I spend anything today... but don't think I need to
    • Checked banking
    Keepin' it simple :cool:
  • Rock_Cakes
    Rock_Cakes Posts: 428 Forumite
    Morning all

    Thanks for starting us off Pixie. Hope the sun stays out for you walk tigermoon. After packing all our books up, I think we might be putting a kindle on our Christmas list, La E. You seem to get good use out of yours.

    So yesterday I started packing up the kitchen, we have sooo much stuff it is unbelievable! The plan is to move the stuff into storage this weekend. Then I have next week to start tidying up the flat, full clean and emptying next week. Currently the flat looks a right mess and you can't move for boxes. But just one more day and we are into July. :j

    Today I will:
    • Check bank balances
    • Check surveys
    • Homemade lunch
    • Dinner - just remembered that I forgot to get my pizza dough out of the freezer. I will need to think of something else to have for dinner :doh:
    • Packing boxes and clothes
    • Call Virgin about the move

    Much there I am afraid.

    Have a good day everyone.
    xx
    *Official DFW Nerd #1368 - Proud to be dealing with my debts*
    *Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
    Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012
    :eek:
  • ziggy2407
    ziggy2407 Posts: 4,098 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi everyone

    Pixie - thanks for starting us off and enjoy your lunch

    Todays little list (after a great day yesterday list wise)

    Check banks
    Check swapits & list cards for swapping
    Lightspeed surveys
    Keep on top of filing and shredding
    Comps
    Wii-Fit
    Tea from stores - jacket pots, quiche & salad
    Sort birthday cards etc for July (lots of birthdays inc LO, mine and our anniversary - how long? lol, 19 years - where did they go?)

    Back soon, love and best wishes to everyone on my fave thread :A

    C x
    Goodreads 2025 Challenge : 9/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello peoples

    well payday is finally here!! weeee!

    Loving my savings account as I am just rounding down the balance and putting the surplus into my savings to pay off the debt quicker - bit like a sealed pot :D

    Today I will have:

    Paid my rent and my half of the extreme parking bill to the BF (still can't believe it was over £70! :eek:)
    Put some washing on ready for the weekend
    Restrained from killing the kitten as since he's come back from his holiday at mum and dads he's hyper and REALLY bitey :'( they don't realises that by letting him bite and play with their hands that they're encouraging him... as when we left he was getting out of the habit
    Go for a mini walk at lunchtime (the BF used to come with me when we first got together now he couldn't care less :D)
    Go to Mr T's and get some bits and bobs
    Keep to the diet (did have a packet of wine gums... only a little packet though :eek:)
    Package and find the ebay items I sold over the weekend and get ready to send them


    oops sandwich man is here so best go and get the BF something - don't want him to go hungry :rotfl:

    Have a lovely day my wonderful MSE kids
    xxxx
    Life is too short not to love what you do.
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Morning all

    Off for a MSE activity as the kids are off school. Mum is picking me and the girls up in a min to take us to the beach! She has a parking pass so costs nothnig and the kids have a great time with their swimsuits and a picnic :D I however will be taking down my revision book to read!!

    Today

    REVISION for tomorrows 2 exams :eek:
    Have put pork casserole on in the slow cooker.
    After dinner will make a batch meal of beef as it needs to be used today - freeze both portions for 2 meals for OH and me
    Lunch at the beach from stores
    Take kids swim lessons later - shower at swimming to save my water
    Take a cup of tea in a flask with me :-)
    Hang a wash out - perfect drying weather
    Kids - homework
    Put a loaf of bread on
    Lunches for tomorrow
    Have my stuff ready to take for exams - will be a rush in the morning
    Practise spellnigs with DD1 as test tomorrow
    Update MSE diary
    Check banking
    Get into work to pick up my wages check

    Thats me

    Pixie - boo to DD's getting time off and you have to work!
    Tiger - I hope you managed your walk!
    Cleosmum - lol to heart failure!! Glad you remembered where it had gone!!
    La E- like the keeping it simple attitude! I am looking forward to having more simple days soon! I am so tempted to get a kindle!!
    Rock - good luck packing - OH and I have moved 5 times in 9 years :mad: Grown to hate packing! Though love a declutter while doing it!
    Ziggy - when is you anniversary! Congrats on 19 years! I am currently at 7 weeks!! Been together 10 years but 7 weeks married :D

    Have a great sunny day everyone! x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 30 June 2011 pm30 2:12PM
    Good morning everyone. It is a rather over cast day here today :(.

    My list for today:

    Post on here DONE
    Register Shell card DONE
    Sort through paperwork
    Look into available jobs
    Complete work for today (3000 words)
    Check and catch up with emails DONE
    Complete daily clicks DONE
    Complete available surveys DONE
    Check one poll
    Shower DONE
    Attend DS’s sports day Cancelled due to the weather, but it has since brightend up :mad:
    Catch up with freebies thread
    Sort list of what needs to be done over the weekend DONE
    All meals from stores

    I think that is enough for me to be doing today.
    Aiming to get Debt Free.
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    hello all, well a busy thread today already!

    Have had a good day so far:

    Checked online banking
    Paid some bills and most importantly paid and cleared one of the credit cards! yip yip! have been using the pay a debt in 100 days thread. if you havent seen it please check it out, Amara has run the last two and it is a god send in motivating you to clear an amount of your debt. highly reccommend it.

    Have a good day all x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
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