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basic bank account
vanmanmate
Posts: 10 Forumite
hi all,
we a currently going through an iva and are struggling to find a new basic bank account that does direct debits, no overdraught and debit card, been turned down by HSBC and lloyds ,halifax are no go areas.
any tips please
we a currently going through an iva and are struggling to find a new basic bank account that does direct debits, no overdraught and debit card, been turned down by HSBC and lloyds ,halifax are no go areas.
any tips please
0
Comments
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Might this list help
http://yourmoney.moneyadviceservice.org.uk/HTML/en/products/bank_accounts/basic_bank_accounts_popup.htm
The co-op cashminder is popular.
Do you know why you have been turned down? Usually (assuming you have no record of fraud and are not bankrupt) you would only be turned down if they couldn't properly establish your identity (perhaps if you were not on the electoral roll?)A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
http://www.my-iva-adviser.co.uk/iva-basic-bank-accounts-with-an-individual-voluntary-arrangement-iva
this link is greatOriginal Mortgage Debt - £130,330.
Current Mortgage Debt - £116,605.
2010 O/Ps - £5,000. 2011 O/Ps - £1,978.42.
Original Loan Debt - £6,000. Current Loan Debt - £3,500.
Original HP Debt - £1,000. Current HP Debt - £240.0 -
I have flex account with nationwide with all the above and on dmp if thats any help0
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I applied for and was accepted for both the Barclays basic cash card account and Nationwide Flexaccount. My credit rating is awful and I just started on a DMP.0
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thanks ,
i owe barclays and nationwide. coop looks favourite0 -
RBS Key Account 0845 7 242424Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0
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After both Barclays and Lloyds TSB closed my accounts, I went with Natwest, have both a cheque book and debit card without any problems.0
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