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Wednesday 15th June - What small DFW things will you be doing today?!

pixiechick99
pixiechick99 Posts: 3,720 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 15 June 2011 am30 6:32AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Morning everyone;)
I've ummed and awwed about posting now as I've realised my lists are the same every day...I don't have debt now...but I guess I do want it to stay that way and posting my list helps me remember little things that keep me organised (such as taking food from freezer for dinner...)
So I'm here for now...with yet another riveting list:)

No work for me today...and no college either:j Off for my eldests orthodontist appt at the hospital (which means I have a cuppa up there) and having coffee with my friend later who I've not seen for a gossip for weeks;)


Ok, list time:
  • check banking
  • check onepoll
  • lunch at home
  • packed lunch made for dd2
  • meals from plan tonight - dd2 has a friend coming so just having pizza and chips
  • washing on quickwash
  • check ebay listings - possibly list a few more bits
  • more uni work
See - not a very inspiring list?!:rotfl:
Have a great day all of you - hope all well and cheery on this hump day!!
I really need to sort out a new signature!
«13

Comments

  • Well even if the list is the same at least it keeps you on the straight and narrow I've not posted on here before but lurk and reading the lists remind me of the stuff I've got to do, and as you are now debt free you have obviously doing something right, so thanks for the list and starting the day off.
  • ixia
    ixia Posts: 1,338 Forumite
    Thanks Pixie for starting us - I'm the same as you but I do feel it keeps me on the right road when I post and I think more about what I am going to do to save money.

    My list for today:
    • Lunch and dinner from stores
    • check banking and e-mails
    • still to book a holiday
    • payday so move some money around
    • tidy house
    Not very exciting :rotfl:have a good day everyone off to work.
  • La_escocesa
    La_escocesa Posts: 3,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 June 2011 am30 7:16AM
    Hi everyone :wave:

    I know what you mean, Pixie. I'm finding it difficult just now as well as although I'm not debt free I can't really do anything 'extra' atm to deal with the debts... Such a routine, take lunch to work, don't get the bus etc and I can't seem to do any more. OH's loan is kinda taking care of itself with monthly payments and we can't afford to make overpayments while he's not working, and same with my credit card - it's at 0% so making the minimum payments still means it's coming down at least but again we can't make any overpayments.

    I am doing a few small things today:
    • Cheapo porridge brekkie
    • Walking to work
    • Waiting to get to work to have a free cuppa there :cool:
    • Night in tonight - tidying round and then a bit of TV*
    • Take towels/sheets to launderette - not v DFWesque cos it costs me a small fortune but really can't handle trying to get them all dry in my bijou flat!
    *but if OH finds out good or bad about this bl00dy job (3 weeks after his interview!!!!) we're going out for a meal to drown our sorrows/celebrate - we can't afford it either way but everything has just been getting so stressful (more stressful not knowing) that we're going to go, just to spend a bit of time together and have a chat about things, rather than just coming home and getting on with whatever we're both doing. Found an early bird deal so still being all MSE ;)

    xxx
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning all,

    Thanks for starting us off Pixie – glad you have kept on posting

    Hi to all new posters and regular folk

    Today I have/will
    • Will have a NSD – apart from train travel to work (long story)
    • Head down at work – off on Friday so loads to do
    • Look for MS jobs – need to print off the notes for tomorrow’s job
    • Checked my online banking – no change
    • Charging phone at work
    • Text rather than phone as I have gone over my minutes!
    • Think positive today - and try not to get dragged down by everyone’s negativity
    • Meals stores
    • Read newspaper online
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Drink plenty of water
    • Take meds and vits to control hormones
    • Update food diary (online and paper copy)
    • Need to catch up on the thread

    In a bad mood at the moment – SIL put on FB that my niece’s birth has been registered and they have chosen her SIL’s name as a middle name for her! It’s hard not to feel a bit annoyed by it – it seems like she has dumped her family (including hubby and I).

    Not too sure how to sort this out – will keep an eye on the situation!

    Will see what happens....

    Take care everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 15 June 2011 pm30 8:19PM
    Hello!
    Today, I have:
    -changed the bedding
    -washed it
    -took it outside to dry
    -put another load of washing on
    -ironed
    -had a shower
    -wash&blow dried hair
    -checked my emails
    I will:
    -[STRIKE]check my ebay[/STRIKE]
    -[STRIKE]my online banking[/STRIKE]
    -[STRIKE]give an advert to local newspaper[/STRIKE]
    -[STRIKE]go to my three customers[/STRIKE]
    -[STRIKE]wash three windows[/STRIKE]
    -[STRIKE]go to see my friends [/STRIKE]
    See you soon!
    I'm happy I've managed to do all things planed :)
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Morning

    A nice fresh morning here in n;ton.. needed after a hot stuffy night!

    have showered and washed hair
    Have checked online banking
    Got the sausages out for dinner for oh and i later

    have a good day all x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • Rock_Cakes
    Rock_Cakes Posts: 428 Forumite
    Morning all

    Thanks Pixie for starting us off. I know what you mean about the list staying the same, but I like seeing other people lists. Sometimes it jogs my memory. Fingers crossed that your OH finds out La E and I hope that you will be having celebratory meal tonight!

    :j Its hump day everyone :j

    Was tidying like a mad thing last night, as the letting agents are starting to show people round the flat. Hopefully its tidy enough for them.

    Today I will:
    • Walk to work
    • Check bank balances
    • Check surveys
    • Charge ipod and phone at work
    • Pizza for dinner - taken dough out of freezer. Making an extra one for lunches
    • Make filling for veggie pasties
    • Practice interview presentation
    • Send in another job application
    • A little bit more decluttering
    • Start get listings ready for Ebay as its FREE LISTING THIS WEEKEND
    *Official DFW Nerd #1368 - Proud to be dealing with my debts*
    *Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
    Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012
    :eek:
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    Hello all,

    My list:

    Shower
    Check bank
    Reply to emails
    Do comps
    Check job sites
    Put clean washing away
    Tidy kitchen
    Go to Jobcentre
    Go to my mums


    Hope everyone has a good day!
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • Rock_cakes, we are the same as you, we have people coming to view the house tomorrow, so the mad tidy is on! I am now nearly 8 months pregnant so bending is becoming a issue, so I tidy everything at waist level and OH is doing the back breaking stuff! :D

    Today apart from the tidying, I will

    * Post ebay sale, and have a LSD, need bread and milk
    * Withdraw paypal money to savings
    * All meals from stores
    * Read newspapers online
    * Chill this afternoon and watch love film dvd, dont feel too great, amd still in pjs! :o
    Living as simply as we can


    Baby Girl Due 1/2/2016 :j
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    edited 15 June 2011 pm30 9:28PM
    Hi everyone,

    It's reassuring to know I'm not the only one who is feeling a bit of a hump on our DFW journey...I agree it's good to read other people's lists once in a while to jog our memories, & despite being very repetitive, the more we say what we will do the more obliged we feel to actually do it :p Yay for staying on the wagon!

    La Escocesa - Tbh, I agree with your decision to go out somewhere to drown your sorrows/celebrate! I really hope it's the latter though :)
    Candy - The car is a no go then? :( I wouldn't look too much in the name thing...for all you know they just really liked the name & when your SIL found out started banging on about them naming the baby after her & they felt too embarrassed to say otherwise!

    Today I have/will:-
    • [STRIKE]Heating off [/STRIKE]
    • [STRIKE]Make use of free water etc at work [/STRIKE]
    • [STRIKE]Leftovers for lunch[/STRIKE]
    • [STRIKE]Catch up on flylady activities & thread[/STRIKE]
    • [STRIKE]Check for surveys[/STRIKE]
    • [STRIKE]Enter comps[/STRIKE]
    • [STRIKE]Check online banking[/STRIKE]
    • [STRIKE]Charge phone via pc[/STRIKE]
    • [STRIKE]Dinner from meal plan, using up yesterday's chicken[/STRIKE]
    • [STRIKE]Washing on eco setting[/STRIKE]
    • [STRIKE]Hang up to dry[/STRIKE]
    • [STRIKE]Refillable bottle to tkd tonight[/STRIKE]
    • [STRIKE]Try & do some more decluttering/ebaying, especially since there is a free listing weekend coming up[/STRIKE] - Decluttering is a gogo
    • [STRIKE]Return something I never used in the end[/STRIKE]
    • [STRIKE]Pop to P0undland for some wrapping paper[/STRIKE]
    • [STRIKE]Read Martin's email[/STRIKE]
    Have a great, moneysaving day everyone x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
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