Whats the name of that new card that acts like a credit card

Indispensable_Hobbes

but you top it up??

ManAtHome

Could be pre-pay cards - not a good deal http://www.thisismoney.co.uk/credit-and-loans/article.html?in_article_id=414573&in_page_id=9

Sillychuckie

do you mean Egg Money?

jrrowleyws

Ministry of sound also does one: http://www.ministryofsound.com/prepay/

bjo_2

could it be Quidity
https://www.360money.com/quidity
regards
bjo

Indispensable_Hobbes

bjo wrote:

could it be Quidity
https://www.360money.com/quidity
regards
bjo

that's the fella, thanks, no use to me as it happens, i have a maestro. was trying to book a hotel yesterday but it didnt accept maestro

$"£!$&^*"$!&*(

This?

Shop online wherever you see the VISA logo.
http://www.3vcash.com

N :j

LITTLE_LISA_2

yeah quidity i was going to get that too ive never had a credit card n never really want one ( i know i will get in debt ) ... will apply for this too

mouse_potato

jenyking wrote:

but you top it up??

Prepaid cards.....

You load money on to a card that can then be used at retailers and online merchants. It can even be used to pay your bills and top up your mobile phone, and you can withdraw cash with the prepaid Visa or MasterCard at an ATM.

Prepaid cards generally have the same uses as a credit card, so much so that they are commonly referred to as ‘prepaid credit cards’. However, there is a difference. A prepaid card is completely powered by your cash and therefore the money you have in your prepaid account is the money you have to spend. This means there is no risk of running into debt. There are no credit checks and no interest to pay.

Source: moneysupermarket.com

Lots more info here: http://www.moneysupermarket.com/cards/prepaid-cards-guide1.asp

This link compares some of them: http://www.moneysupermarket.com/cards/cardsresults.asp?Feature=Prepaid

...as does this link: http://www.moneyexpert.com/CreditCards/PrepaidCreditCards.aspx

EDIT to add: 'Which Prepaid card' website: http://www.which-prepaid-card.co.uk/?gclid=CL__nrat-YgCFTtbMAodTS3bvg

HTH

tawnyowls

I can't see that this gives any advantages whatsoever over a debit card, and has the major disadvantage that it's robbing you of a percentage of your money. At least with a debit card, you can have the money earning a bit of interest in your bank account (and even if the interest is paltry, at least it's not actually costing you money. It seems to me that this is just another way of exploiting society's most disadvantaged people - they'd be better off with a basic bank account and a debit card.

Indispensable_Hobbes

nathanp wrote:

This?

Shop online wherever you see the VISA logo.
http://www.3vcash.com

N :j

will look into this thanks!

mouse_potato wrote:

Prepaid cards.....
Source: moneysupermarket.com
Lots more info here: http://www.moneysupermarket.com/cards/prepaid-cards-guide1.asp
This link compares some of them: http://www.moneysupermarket.com/cards/cardsresults.asp?Feature=Prepaid
...as does this link: http://www.moneyexpert.com/CreditCards/PrepaidCreditCards.aspx
EDIT to add: 'Which Prepaid card' website: http://www.which-prepaid-card.co.uk/?gclid=CL__nrat-YgCFTtbMAodTS3bvg
HTH

think you misinterpreted my ??

tawnyowls wrote:

I can't see that this gives any advantages whatsoever over a debit card, and has the major disadvantage that it's robbing you of a percentage of your money. At least with a debit card, you can have the money earning a bit of interest in your bank account (and even if the interest is paltry, at least it's not actually costing you money. It seems to me that this is just another way of exploiting society's most disadvantaged people - they'd be better off with a basic bank account and a debit card.

some people cant get debit cards, reason i was asking is i havent got a visa and a site wouldn't accept switch

cheers all