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VT'ing car with known problem.

kenh11
kenh11 Posts: 75 Forumite
I am returning my car to Black Horse next weekend, as I have reached the half way point in my Hire Purchase agreement.

However, I have just discovered the early stages of a serious mechanical fault.

What are peoples experiences of returning vehicles with known faults?

It is at the early stages, but could potentially be a very expensive repair.

I think it is possibly still in a good enough condition to return to the finance company without telling them (dishonest I know), however I don't want it to come along and bite me in the behind.

Any non judgemental advice?
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Comments

  • jim22
    jim22 Posts: 1,227 Forumite
    Hello, what is the fault with the car?
  • kenh11
    kenh11 Posts: 75 Forumite
    Imminent head gasket failure.

    A further question - where do I stand with a car that potentially needs £££s worth of repairs that Im wanting to VT?

    Would the finance company give any leeway in any respect?
  • jim22
    jim22 Posts: 1,227 Forumite
    I suppose you could try and hide it. Would they check and see mayo on the oil cap if that is how it is showing itself? Gasket failure often shows itself with coolant loss but only a run in the car would show this along with temperature gauge rise.
  • kenh11
    kenh11 Posts: 75 Forumite
    Its quite visually evident and quite far along at this stage.

    Haven't noticed it as haven't been driving it due to medical issues.

    The gripe I have is my bill will come to several hundred for a car Im trying to hand back next weekend!

    Any suggestions as to how to approach the finance company with this?

    Not entirely sure I want to hide it - would rather come to some sort of agreement.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    When you return the car will they ask you any questions?
    If they don't ask you don't have to tell.
    If you are asked quetions you have to reply honestly - if someone asked me anything about the mechanics of my car I could honetly say I know absolutely nothing!
  • kenh11
    kenh11 Posts: 75 Forumite
    In the VT pack it stipulates the car has to be mechanically sound.

    They also do a quick check, unfortunately with my make of car the visual checks usually focus on one particular area, and from that it is pretty evident mine has a problem.

    Think Im going to have to call them on monday and try to renegotiate the terms of the agreement.

    I did see something on here somewhere, although I cant find it now, about doing this?
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Is it a Rover? they used to eat head gaskets :rotfl:
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • The_Matelot
    The_Matelot Posts: 114 Forumite
    KingElvis wrote: »
    Is it a Rover? they used to eat head gaskets :rotfl:

    And still do lol its because of !!!! stretch head bolts. Or is it a fiat?..... But i would definately be honest if it comes to it. But if they company dont check ........:doh:
    Fleet Air Arm - 800 NAS - *Nunquam Non Paratus*
    Showing the 'Crabs' how its done for over a hundred years!
    Tesco loan, £4,000 over 3 years - £138 p/m
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  • kenh11
    kenh11 Posts: 75 Forumite
    KingElvis wrote: »
    Is it a Rover? they used to eat head gaskets :rotfl:

    Certainly is.

    They still do eat head gaskets, big time.

    Think Ill call the finance company on monday, see if I get someone nice on the phone and can come to some sort of negotiated settlement.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    usually they just bung them off to auction, without even seeing them so I wouldnt bother.
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