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car damaged

tiger
tiger Posts: 293 Forumite
my car was damamged while parked on road,probably by kids
AM only TpFt.does any one know if i can make any claim from some one?
are you thinking what iam thinking :T

Comments

  • tiger
    tiger Posts: 293 Forumite
    anyone out there?
    are you thinking what iam thinking :T
  • The short answer is no. That's one reason for having comprehensive insurance.
  • Astaroth
    Astaroth Posts: 5,444 Forumite
    unless you can prove who it was that caused the damage no.... the untraced driver agreement only covers personal injury not vehicle damage.
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
  • tiger
    tiger Posts: 293 Forumite
    thanks.this is not done by another driver.is done by someone.by using rocks/metal bars.do you thing thetpft cover this ?it looks like attemtped theft/break in.
    are you thinking what iam thinking :T
  • Have they broken the locks? In what way does it look like attempted theft? You said in your first post it looked like kids and now you are saying a break in?

    Either way, I think Third Party, Fire and Theft would only cover for a proven attempted theft - check your policy.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • Sorry i have to agree with the others,if you do not have fully comp. you can not claim.

    you could claim for theft if your car had been stolen.
    :) There are two sides to every story.
    I am not a SAINT just a saints supporter(saints RLFC)Grand final winners 2006.World club champions 2007.
  • Astaroth
    Astaroth Posts: 5,444 Forumite
    what you describe will almost certainly be seen as vandalism and not attempted theft... what was it reported to the police as?
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
  • aj3001
    aj3001 Posts: 730 Forumite
    If it was legal, you could force your own locks, but maybe the "person" who forced the locks couldn't get in so damaged the rest of the car?

    But obviously thats a fraudulant insurance claim, wasting police time etc
  • Astaroth
    Astaroth Posts: 5,444 Forumite
    but then not only could you get a criminal record but the insurer would only have to replace the locks and not repair the "frustration" damage. So after you get out of jail you still have a damaged car and having made a claim, higher premiums :D
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
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