We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
loft conversion
ginganinga123
Posts: 10 Forumite
in Credit cards
i need £2500-3000 to do my loft conversion and someone said use a credit card as it can be cheaper than a loan. i would be paying it back over 2-2 half years, any help much appriciated
0
Comments
-
also, don't forget many credit cards are on a 'variable rate' which can change (although you do have the right to reject the change and close the card), so what may seem a good deal at the moment, may not be if rates rise. A loan will have a fixed rate.Please forgive me if my comments seem abrupt or my questions have obvious answers, I have a mental health condition which affects my ability to see things as others might.0
-
must be a popup loft0
-
There is a 0% purchase credit card, but these only last maximum 13 months, so you would have to transfer to another 0% after this period. Your credit file needs to be intact as it is a top offer.0
-
i have already started it, it just needs finished, i am doing most of the work my self just materials ie stairs, velux etc0
-
ginganinga123 wrote: »i have already started it, it just needs finished, i am doing most of the work my self just materials ie stairs, velux etc
In this case find a 0% card with a long introductory offer
http://www.moneysavingexpert.com/cards/best-0-credit-cards#Marks
See any of those for purchases.0
This discussion has been closed.
Categories
- All Categories
- 345.6K Banking & Borrowing
- 251K Reduce Debt & Boost Income
- 450.9K Spending & Discounts
- 237.6K Work, Benefits & Business
- 612.3K Mortgages, Homes & Bills
- 174.3K Life & Family
- 250.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards