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loft conversion

i need £2500-3000 to do my loft conversion and someone said use a credit card as it can be cheaper than a loan. i would be paying it back over 2-2 half years, any help much appriciated

Comments

  • Raksha
    Raksha Posts: 4,570 Forumite
    First Post Combo Breaker First Anniversary
    also, don't forget many credit cards are on a 'variable rate' which can change (although you do have the right to reject the change and close the card), so what may seem a good deal at the moment, may not be if rates rise. A loan will have a fixed rate.
    Please forgive me if my comments seem abrupt or my questions have obvious answers, I have a mental health condition which affects my ability to see things as others might.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    must be a popup loft
  • There is a 0% purchase credit card, but these only last maximum 13 months, so you would have to transfer to another 0% after this period. Your credit file needs to be intact as it is a top offer.
  • i have already started it, it just needs finished, i am doing most of the work my self just materials ie stairs, velux etc
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    First Anniversary First Post
    i have already started it, it just needs finished, i am doing most of the work my self just materials ie stairs, velux etc

    In this case find a 0% card with a long introductory offer

    http://www.moneysavingexpert.com/cards/best-0-credit-cards#Marks

    See any of those for purchases.
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