Martin is doing on superb job on money saving - but perhaps a new area to look at is "Scams" where we are all vulnerable - e.g. being asked to ring certain 090 numbers - not only "you have won"??? but more cryptic and devious messages &c
There is a wealth of useful information on Scams at p.24
a non-commercial site. Take a look - Beware!!! ... ed
Smile and be happy, things can usually get worse!
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