Card transfer(s)

Leedash

Hi,I already have a cc with lioyds,I was going to transfer to either Tesco or barclaycard,looking at there good 0% offer for 12/13 months,but they turned me down ? I have no black listing no late payments,ccj's etc,this was the same when I applied for virgin and egg card,am I doing some thing wrong ???? My current limit is around £1200 on lioyds,with there high 24.9 want to change

CLAPTON

what do your credit files actually say
are you on the electoral roll
what is you salary
is your address correct on your credit report
how many applications have you made in the last 6 months
do you use an overdraft
do you only pay the minimum amounts on your cc
how much debt do you have

Leedash

A lot to take into consideration,looks like il be paying high interest to lioyds then