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Natwest Flexiloans, what are they like? Apparently i can't have personal loan

jason87
jason87 Posts: 16 Forumite
Wanting to buy a new car soon, hoping get a 3,500 - £4000 loan. I have a clean credit history, 1 credit card before, nothing late or not paid.

Natwest told me i need to have a graduate loan and not a personal loan because my account is still a Graduate Account (some overdraft still in use), are these better suited for me? I would be hoping to lend for 24 months.

Only downfall is that a graduate loan is 18% APR, personal is 16.5.

Thank in advance for any advice given
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