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Credit searches - how long before they fall off?
tigerlily43
Posts: 60 Forumite
in Credit cards
Hi all
Is it 6 months or 12 before searches fall off? I'm sure it was 12 but I have recently applied for a number of products (sub prime due to a little bit of adverse history from 2008) and one (Halifax) has searched me 6 times for the same application :mad:. I have contacted them and they denied it so that's a letter of complaint.
However they did say that searches only stay on for a month, now I know that's nonsense but would like a definitive answer as to whether its 6 months or 12
thanks
tigerlily
Is it 6 months or 12 before searches fall off? I'm sure it was 12 but I have recently applied for a number of products (sub prime due to a little bit of adverse history from 2008) and one (Halifax) has searched me 6 times for the same application :mad:. I have contacted them and they denied it so that's a letter of complaint.
However they did say that searches only stay on for a month, now I know that's nonsense but would like a definitive answer as to whether its 6 months or 12
thanks
tigerlily
0
Comments
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With Experian, they stay on your record for 12 months - I don't know about the other CRAs.My posts are my own opinions based on my experiences and info gathered from sites such as this.
They are not a substitute for professional financial advice - but you knew that already didn't you?
VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!0
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