Old credit cards

rallydave

I have a number of c.c's that have long expired and have not recieved new ones from the company.
How long will these affect my credit rating and do I need to fully cancel them even if they are expired by a couple of years?

Percy1983

I won't be negative on your credit file as such, but lenders may not let you borrow more if they are still active and as you haven't been spending on them they may view they can't make much profit out of you.

If you don't need them I would confirm with them accounts are closed fully, it might be worth getting a copy of your credit file for £2 as it will tell you the status of each one.