Debate House Prices
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What will the mortgage rate be this time next year?

Sibley
Posts: 1,557 Forumite
I'm going for exactly the same as now 0.5%.
I think we will get a little bonus soon and rates will drop to 0.25% but rise back to peak 0.5% again shortly afterwards.
I think it will be at least 5 years before rates rise more than 1%.
It really is time to sit back and enjoy.
I think we will get a little bonus soon and rates will drop to 0.25% but rise back to peak 0.5% again shortly afterwards.

I think it will be at least 5 years before rates rise more than 1%.
It really is time to sit back and enjoy.
We love Sarah O Grady
0
Comments
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2.5% and rising!
Edit: Base rate i mean.0 -
Hopefully exactly the same as it is now - cant go up too much especially with VAT increase etcYear 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
.1%) (42/100) payments made. Total paid 2019 year £1,700
Total paid 2017 year £15,300Total paid 2018 year £13,6000 -
Same I reckon.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Same.
I am not convinced there is a "natural rate" of interest that some people seem to believe interest rates are due to return to at some point in the near future.0 -
1.5% is my prediction.0
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Trying to predict the actions of liars and thieves is practically impossible."The problem with quotes on the internet is that you never know whether they are genuine or not" -
Albert Einstein0 -
Probably the same, and Merv will be wheeled out to state the same old line "we expect inflation to reduce in line with our target within the next year" - or in other words, "were completely ignoring inflation, but we have to say something".0
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I think pressure from the Govt will keep rates low - probably only around 1% max. Any higher and it would be suicide for them given how many people will be tipped over the edge by minute rises....0
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I think 0.75%. Still i'm too risk adverse for a tracker so it doesn't really matter to meMF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/20000
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