Travel insurance to include diy holiday (not package?)

Impet_Limpet

We tend to do diy hols, book flights and hotel separately so I'm Looking for a travel insurance policy that will cover us for indirect loss as mentioned in the MSE guide regrding most policies

Problematically, this leaves them ill equipped to cover DIY trips, where flights and accommodation are booked separately. The biggest issue is a lack of cover for knock-on consequences. If a policy covers scheduled airline failure, for example, and the airline goes under, you'll be able to claim for the flights. But if you can't reach your hotel, you'll lose the money you paid for it.
To beat this you need a policy that specifically covers 'indirect loss' - check the small print. For maximum cover, look for special 'independent traveller' policies, which are increasingly available though cost a bit more than regular policies.

I've looked on comparison site and trawled through T&C and not found anyone who covers this yet, does anyone know of any companies I can try?