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credit rating and vanquis
vintagegirl
Posts: 769 Forumite
in Credit cards
hi there
i have a question i was needing some help on.
i have just got a vanquis card and am planning on using it and paying it off every month to strengthen my credit rating.
i know some people say that 18 months of doing so will stand you in good stead to get a card from a mainstream lender.
my question is this though.
i have a scottish equivalent of a ccj on my file from a year and a half ago. is there much point in trying to do this with a credit card in the meantime, will it make any difference
any advice appreciated
i have a question i was needing some help on.
i have just got a vanquis card and am planning on using it and paying it off every month to strengthen my credit rating.
i know some people say that 18 months of doing so will stand you in good stead to get a card from a mainstream lender.
my question is this though.
i have a scottish equivalent of a ccj on my file from a year and a half ago. is there much point in trying to do this with a credit card in the meantime, will it make any difference
any advice appreciated
0
Comments
-
anyone lol
?? anyone at all0 -
it may help and it won't harm anything
who can say what the situation will be in 18 months0 -
in this climate you would be looking at least 3 years0
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