We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

American Express "Purchase Protection"

Jakg
Jakg Posts: 2,267 Forumite
Part of the Furniture 1,000 Posts Name Dropper
Just got an American Express Rewards card, and it mentions "Refund Protection" and "Purchase Protection"

I've had a look here - http://www.americanexpress.com/uk/express-rewards-credit-card/#sub3 - and I think I understand "Purchase Protection" (90 days theft / damage insurance on everything you buy with a £50 excess...), but dont quite understand the benefits of the "Refund Protection".

Help, please?
Nothing I say represents any past, present or future employer.

Comments

  • If you are dissatisfied with your purchase for a reason that is not covered by the shop's refund policy, then Amex (or their insurer) will take it back and refund you instead.

    On the page you linked, click Read Summary of Benefits and all the legal stuff is explained. It's a PDF of a leaflet so the pages aren't in the right order, Refund Proftection starts near the end then goes back to the beginning.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.9K Banking & Borrowing
  • 252.4K Reduce Debt & Boost Income
  • 452.7K Spending & Discounts
  • 241.9K Work, Benefits & Business
  • 618.4K Mortgages, Homes & Bills
  • 176K Life & Family
  • 254.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.