Welcome finance

emma_89
emma_89 Posts: 19 Forumite
Hi

Just wondering if anyone has used welcome finance...they rang me today and told me my application had been approved but before they can pass on my details etc to lender they want £59- which apparently is fully refunadble???

Please help asap

Thankyou
«1

Comments

  • emma_89
    emma_89 Posts: 19 Forumite
    Soory its Welcome Loan not welcome finance??
  • onefortheroad_2
    onefortheroad_2 Posts: 183 Forumite
    edited 7 September 2010 at 4:18PM
    emma_89 wrote: »
    Soory its Welcome Loan not welcome finance??


    dont pay them they will run off with your money and you will never get a loan off them



    We have become aware of a company trading as 'Welcome Loans UK'.
    THIS COMPANY IS NOT CONNECTED TO WELCOME FINANCE IN ANY WAY.
    We have written to Welcome Loans UK warning them that customers are at risk of confusing the two firms.
    We would advise customers to be cautious when dealing with any lender who asks for some sort of payment or 'insurance' before an application is processed
    silver limit £1000 jjb limit £250
  • emma_89
    emma_89 Posts: 19 Forumite
    I have seen on a different forum someone had spplied with them and got loan and everything was fine???

    I don't know
  • emma_89 wrote: »
    I have seen on a different forum someone had spplied with them and got loan and everything was fine???

    I don't know


    im only trying to tell not pay a upfront fee but it.s up to you there lot of post on here. where user trying to get there fee back
    silver limit £1000 jjb limit £250
  • emma_89
    emma_89 Posts: 19 Forumite
    I know you are...thankyou for advice i just dont know what to do...?
  • emma_89 wrote: »
    I know you are...thankyou for advice i just dont know what to do...?



    how much is the loan for ?? have you try your bank ?? whats your credit like ??
    silver limit £1000 jjb limit £250
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Emma - do not pay an upfront fee to any company you will open up a hill of pain.
    Space available for rent
  • emma_89
    emma_89 Posts: 19 Forumite
    for £3,000 credits not good so bank wouldnt give it to me...
  • Malky
    Malky Posts: 694 Forumite
    edited 7 September 2010 at 5:16PM
    When looking for a loan online, check, then double check, then triple check that it's not a loan broker you're looking at. It seems that all brokers will take a fee and provide you with no loan at all. You'll end up further out of pocket this way. They will likely give you loads of convincing patter on the phone too, eg..we need your card details to confirm you have a bank account to send the money to when they really mean..we need your card details to skim £69 or whatever from your account thank you very much. Be careful because if it seems too good to be true then it probably is. Here's a short but very informative thread here

    https://forums.moneysavingexpert.com/discussion/2656749
  • Silvafox
    Silvafox Posts: 321 Forumite
    emma_89 wrote: »
    Hi

    Just wondering if anyone has used welcome finance...they rang me today and told me my application had been approved but before they can pass on my details etc to lender they want £59- which apparently is fully refunadble???

    Please help asap

    Thankyou

    Don't pay anything upfront - just do a simple search on this site to see where it will 'more than likely' get you. Also, as others say - go directly to a lender and don't bother with brokers (especially ones that ask for money upfront!).
    PMA - Positive Mental Attitude

    It works for me - you try it!
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