Section 75

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I purchased a car last month and it is under warranty which has a limit of £2500. My car, costing £5500 all paid on my Barclay Visa card, has blown up on the side of the road and there are loads of things now wrong with it. As the limit for each claim is £500 and I want rid of the car. Could I claim this as section 75?

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  • DarkConvict
    DarkConvict Posts: 6,338 Forumite
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    If its under warranty can you not get it repaired under that?
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • McKneff
    McKneff Posts: 38,833 Forumite
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    The OP has said that there is a limit of £500 per warranty claim.

    Did you take out GAP insurance.

    Cant see you claiming on section 75. But dont quote me on that, I'm not really sure, i suppose you really need to know what caused it to blow up.

    Go back to the dealer and see what he says, the £500 limit seems a bit suss really

    You may have to take legal advice. Most solicitors give a free half hour session.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
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    Could I claim this as section 75?

    Unlikely.

    Section 75 makes the card issuer jointly liable for the performance of the contract.

    If the contract only offers you a warranty to the value of £x and the vendor is upholding that, you have no Section 75 claim.

    Section 75 is not insurance...
  • ILW
    ILW Posts: 18,333 Forumite
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    What has the dealer got to say?
    This should be directed at trading standards.
  • dazza.mk
    dazza.mk Posts: 1,927 Forumite
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    Unlikely.

    Section 75 makes the card issuer jointly liable for the performance of the contract.

    If the contract only offers you a warranty to the value of £x and the vendor is upholding that, you have no Section 75 claim.

    Section 75 is not insurance...

    Conditions of the warranty are irrelevant if the protection is lower than you have a legal right to:

    Attached link may help:

    http://www.adviceguide.org.uk/index/your_world/consumer_affairs/buying_second_hand_vehicles.htm#you_bought_the_vehicle_from_a_dealer
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