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Repaying debts

Hi,

I got into trouble with Marks and Spencer because I was unable to pay for three months, as I was stuck ill abroad and unfortunately was not paying by direct debit!! On my return to UK, I have had phonecalls from a company called Rockwell but was advised by a friend not to speak to them. Meanwhile, I wrote to Marks and Spencer and told them what had happened and also sent a cheque for £250, (which they cashed), promising another within three weeks for £300, which I have done and asked for a direct debit form to set that up for future payments, but am still getting calls from Rockwell?! My friend advised me that as long as you pay and it is accepted, that there's nothing they can do, is this actually true, as I'm bewildered that Rockwell are still calling me?

Comments

  • joolz43
    joolz43 Posts: 126 Forumite
    Have you had a statement from M&S to show that they have credited your payments? It might be worth writing to M&S again to clarify who is dealing with the debt as they should tell you if they are passing it on. Good luck
    Julie

    Proud to have dealt with my debts
    Debt July 2006 circa £55K
    Now Debt Free!!!! :j
  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    So how much do you owe M&S now? Have you cleared it?
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)


    As of the last count I have cleared
    [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
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