If bank rjects your loan application because of credit score when can you apply again

peace800

I've been rejected a loan application (and a new bank account ) with a bank because of bank fees that i had to pay this month due to going over agreed overdraft. The guy said i should wait and keep my account better (i..e dont go over agreed overdraft) for the next 3-6 months. But I am desperate for the money by november at the latest (which would be 3 months from now) - if i keep my account well is it really impossible for me to improve my credit rating etc for them re consider in 3 months?

KingElvis

Unlikely I'm afraid.

peace800

Do you know of any decent loan companies that can give me a loan without a job? i am a student and need the money for my fees.

zppp

How would you pay a loan back without a job?

SimbaSimon

peace800 wrote: »

Do you know of any decent loan companies that can give me a loan without a job? i am a student and need the money for my fees.

Then you need to get a student loan. No bank will consider a loan without a job as you wouldn't have the means to service it. You need a proper student loan if thats available to your course. Also some places allow you to spread your fees, presuming its a proper course and not some dodgy online school.