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Halifax CC where 2 next

riderross
Posts: 168 Forumite
in Credit cards
I have a Halifax cash back credit card. APR I believe is 29.9% limit is 800. I always pay off the balance in full every month. I've had the card since May 2009.
I just wondering whether I should be looking for a different card with lower apr and bigger credit limit.
Anyone with any suggestion?
Thanks
R
I just wondering whether I should be looking for a different card with lower apr and bigger credit limit.
Anyone with any suggestion?
Thanks
R
0
Comments
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I would try the Creation Credit Card from Sygma and they have 0% on balance transfer for 15 months. They only check Equifax so if your report is ok with them you have some very good chances. Limit tend to be around £2000....good luck and let us know0
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I have a Halifax cash back credit card. APR I believe is 29.9% limit is 800. I always pay off the balance in full every month. I've had the card since May 2009.
I just wondering whether I should be looking for a different card with lower apr and bigger credit limit.
Anyone with any suggestion?
Thanks
R
Perhaps asking them for a bigger credit limit would be a good starting point.
If not, look at the cashback link on this site.0 -
opinions4u wrote: »If you always pay the balance in full, why does the APR matter?
Perhaps asking them for a bigger credit limit would be a good starting point.
If not, look at the cashback link on this site.
Thanks, did it online took literally 2 seconds!! it asked me what id like the new limit to be.
800 to 1500.0 -
Are you sure the APR is 29.9%? Halifax don't offer cards this high unless they rate jacked you at some point in the past?Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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what does it say the monthly rate is on the statement?Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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