Freezing a Joint Barclays Bank Account -Opening my own

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koro
koro Posts: 4 Newbie
edited 1 August 2010 at 6:27PM in Credit cards
Hi,

Unfortunately I am now having to go through a divorce. We have a joint bank account, which I now believe to be close if not over the overdraft limit. No excuses, but my wife dealt with all the banking, and now she readilly admits is going to take me to the cleaners..( she admits to having an affair with her boss)
So even though I am 45, I havn`t much idea about banking.

Tomorrow I am hoping to go into Barclays and ask them to freeze the account pending the divorce. If it is over the overdraft limit or close to wil they allow this? I am then hoping to open my own bank account and transfer all the direct debits across (my wages get paid into this). If I am ablle to do this, could I open an account with Santander? If I am close/over my overdraft would my credit rating be low? I have never owed money to anyone before, it wil get paid... Would asking for a new overdraft facility be asking to much?

I am finding that a divorce is expensive.

Any help would be much appreciated

Sorry this in the wrong section...
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