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credit score

Anyone know anything about credit scoring and how many points you get for what? My score is only 600 I am behind with 2 agreements one barclaycard one catalogue have 2 defaults that are settled (beginning of this year)Mortgage up to date for the last8 months.Had troubles last year getting there though.:o
Make £11,000 in 2011 / ebay £600

Comments

  • BONJOEY
    BONJOEY Posts: 819 Forumite
    was your score fair or poor? it will be the defaults that are badly affecting your credit rating,
    they stay on your file for 6 years,

    you can add a notice of correction, which all credit searches will see, you can explain why you got a default etc,

    as time passes your rating will improve, i would try the notice of correction for now

    hope this helps xx
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