We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

Whats the best Credit Card deal at the moment?

I dont own a credit card at the moment, i have good credit rating and want to get one

Clueless to deals etc, my balance will never exceed £500 i dont imagine.

Can anyone help?

Comments

  • mitchb
    mitchb Posts: 652 Forumite
    Part of the Furniture 500 Posts
    Mozette wrote: »
    Depends on what credit you've shown you can handle as to who you might get a card off. You are probably best to ask your bank where you have your current account.


    Thanks i have an current account with Clydesdale and savings/morgage with halifax.
  • TFD_2
    TFD_2 Posts: 907 Forumite
    mitchb wrote: »
    I dont own a credit card at the moment, i have good credit rating and want to get one

    Clueless to deals etc, my balance will never exceed £500 i dont imagine.

    Can anyone help?

    A) Not meaning to being pedantic, but you can't "own" a credit card.
    B) On what basis is your credit rating "good"? Do you currently have any other credit products?
    C) When you say about deals, what are you looking to do? Balance transfer, use for borrowing, use for monthly spending, etc? Different cards are better for different purposes.
  • iereboy
    iereboy Posts: 415 Forumite
    Hi there, can you give us a bit more information please:

    *Why do you want a card?
    *How do you know you have a good rating?
    *Have you ever checked your credit file?
    *Have you asked your bank if they will give you one?
    *What "deals " did you want to get? 0% purchases? BT's? Airmiles? Points?
    *Have you ever had credit before?

    Give us a little more info and we'll try to help you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.3K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 240.9K Work, Benefits & Business
  • 617.3K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.