Credit cards

I used my credit card 15 months ago and only this week it has appeared on my statement, how do I stand, do I have to pay or can I despute it.

Comments

  • redpete
    redpete Posts: 4,683
    Name Dropper First Post First Anniversary Combo Breaker
    Forumite
    Why would you dispute it if it was your transaction?
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    they have upto 6 years to claim, so afraud will have to pay it
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    Yes you have to pay.

    If, however, the amount is particularly large and your circumstances have changed since making the purchase such that it would cause particular hardship to have pay at short notice, then it would be reasonable to ask for time to pay (yes even more). Of course credit cards offer this facility anyway, but you could haggle over the interest.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 341.7K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.1K Spending & Discounts
  • 233.8K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards