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Travel money: the list

Note to mods: I know there is long thread on The Cheapest Way to Spend Overseas Discussion Area which is stickied and my list is stuck somewhere in the middle, however many people have asked many, many times about the list, it may be an idea to have a seperate thread with the list as the first post.

Its been asked soo, soo many times, where is the best place to get holiday money?

I know there are articles about holiday money, etc, however I thought I would write a little list of my top choices:

1. Nationwide Debit Card for ATM withdrawals from destination country / Nationwide Credit Card or the Audi credit card for purchases in destination country (but watch out for Dynamic Currency Conversion).

2. Any other debit card for ATM withdrawals from destination country / any other credit card for purchases in destination country (but for both CHECK T&C's to see exact charges).

3. Thomas Exchange Global in central London.

4. Travelex online (remember Travelex will price match any other exchange service, i.e. the one above)

5. Marks and Spencer

6. Online FX (using this link ensures free deliver).

7. Thomson Travel (they seem to use Amex as their travel money provider).

8. Co-op Travel (they use Curreny Express / Exchange and offer free delivery for orders over £300).

9. Post Office (while probably not the best rate, there are many of them around, so may be convinient).

10. Haggle with High Street travel agent (which may ensure better rates than 5 to 9 above).

With 3 - 9, if you are paying with debit / credit card check your T&C's as many providers charge for the priviledge of using money exchange services.
"An eye for an eye leaves the whole world blind" - Mahatma Gandhi

Comments

  • Finishrich
    Finishrich Posts: 1,038 Forumite
    Part of the Furniture 500 Posts Combo Breaker PPI Party Pooper
    Pin your list was copied over to the the second post under the official MSE post some time ago. I've updated it now to include the new links you've mentioned and the title of the thread has been changed to include Travel Money. That way it remains a sticky but also ties in with the link to Martin's article about spending overseas.
  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    Finishrich wrote:
    Pin your list was copied over to the the second post under the official MSE post some time ago. I've updated it now to include the new links you've mentioned and the title of the thread has been changed to include Travel Money. That way it remains a sticky but also ties in with the link to Martin's article about spending overseas.

    I do appriciate all the hard work you put into moderating the forums, and I'm assuming you do it as a volunteer, however the way the post / thread reads suggests that "gentlepurr" wrote the post / list. I've actually pm'd gentlepurr about this in the past and he/she was miffed as to why the list was added onto his/her post.
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
  • Finishrich
    Finishrich Posts: 1,038 Forumite
    Part of the Furniture 500 Posts Combo Breaker PPI Party Pooper
    pin wrote:
    . I've actually pm'd gentlepurr about this in the past and he/she was miffed as to why the list was added onto his/her post.

    That would explain why at one point the list was deleted!

    Can't understand why someone would be miffed for really useful information being added into their post :confused:. But that being the case I've moved it again, to below the offical MSE post within MSE Archna's post. That's the best I can do.:beer:
  • Murphy_The_Cat
    Murphy_The_Cat Posts: 20,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just a furtehr point taht may tip the balance in favour of M&S.

    If you have an &more card, and purchase over £500 of funny money it is delivered FOC and does not count as a cash advance.

    Which is handy as M&S often have rates identical to travlex.

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