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Ryanair booking - want prepaid mastercard

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paulfoel
paulfoel Posts: 5,819 Forumite
First Post First Anniversary Combo Breaker
Can I get one straight away (i.e. online) without having to wait for it to be posted to me?

Flippin' conning !!!!!!s ryanair.
Cymru am Byth !!! :j:j:j
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  • Bob_the_Saver
    Bob_the_Saver Posts: 5,610 Forumite
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    paulfoel wrote: »
    Can I get one straight away (i.e. online) without having to wait for it to be posted to me?

    Flippin' conning !!!!!!s ryanair.

    So let's get this right, Ryanair are saying to you that if you use a pre-paid Mastercard there are NO CHARGES for using the card. How is this a con?
    It has been VERY well publicised especially on MSE and I has been in all the newspapers. I knew about it and I was in India when they announced it.

    If you get a £ FairFx card, which you can get FREE via for instance the Daily Mail's web-site you pay only 1.5% for the transaction if you load it with a debit card I suggest you check what other airlines charge for using a credit card?

    BA for instance say "If you choose to pay using a UK billed credit card you will incur a credit card surcharge of £4.50 per ticket."

    So paying 1.5% to Fairfx (not to Ryanair) for a cheapo flight to Europe would
    cost a lot lot less.
  • paulfoel
    paulfoel Posts: 5,819 Forumite
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    So let's get this right, Ryanair are saying to you that if you use a pre-paid Mastercard there are NO CHARGES for using the card. How is this a con?
    It has been VERY well publicised especially on MSE and I has been in all the newspapers. I knew about it and I was in India when they announced it.

    If you get a £ FairFx card, which you can get FREE via for instance the Daily Mail's web-site you pay only 1.5% for the transaction if you load it with a debit card I suggest you check what other airlines charge for using a credit card?

    BA for instance say "If you choose to pay using a UK billed credit card you will incur a credit card surcharge of £4.50 per ticket."

    So paying 1.5% to Fairfx (not to Ryanair) for a cheapo flight to Europe would
    cost a lot lot less.

    I'm not saying its not well publicised...

    Ryanair are pushing the law to the limit here though by keeping the low prices only by allowing you to pay by some obscure means.
    Cymru am Byth !!! :j:j:j
  • ILW
    ILW Posts: 18,333 Forumite
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    How much are we talking about here, it's probably only a couple of quid.
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
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    ILW wrote: »
    How much are we talking about here, it's probably only a couple of quid.

    If a family of 5 travel on Ryanair without one of the prepaid mastercards, it adds another £50 to the booking.
    Hardly a couple of quid!
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
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    Don't travel with Ryanair then. I'm sure you could find your flight with BA at an extra few hundred quid with card fees.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • ILW
    ILW Posts: 18,333 Forumite
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    Toe-Jam wrote: »
    If a family of 5 travel on Ryanair without one of the prepaid mastercards, it adds another £50 to the booking.
    Hardly a couple of quid!

    Sorry, but adding £50.00 to the price of a foreign holiday for 5 people is peanuts.
  • laney85
    laney85 Posts: 861 Forumite
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    ILW wrote: »
    Sorry, but adding £50.00 to the price of a foreign holiday for 5 people is peanuts.
    For a lot of people it is a lot, many families save all year for a weeks hiliday and that £50 could be well needed spending money.
  • nomoneytoday
    nomoneytoday Posts: 4,866 Forumite
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    laney85 wrote: »
    For a lot of people it is a lot, many families save all year for a weeks holiday and that £50 could be well needed spending money.

    If £50 is the make or break to a budget, then is a holiday really teh most suitable way to spend your hard earned?
  • peterbaker
    peterbaker Posts: 3,083 Forumite
    edited 2 June 2010 at 2:17PM
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    paul, ignore the usual moralisers, misers, seen-it-all-it-ain't-worf-it, don't like it vote wiv y' feet types and simple apologists for industry. This is a moneysaving site and you are in the right place, despite their Harry Enfield "you don't wanna do that" attitudes!

    I don't know if FairFx do a "virtual" card which will be available to use immediately.

    I am a very regular Ryanair traveller and I can confirm what you have correctly surmised i.e. that anyone regularly travelling with them and paying a credit card fee is not fully exploiting the way that Ryanair can be made to work for you. As you know, sometimes Ryanair does extremely cheap flights. I have not been unknown to use them to build flexibility into my schedule - to deal with ash risks for example - the best ash insurance might well be being booked on two or three alternate flights at earlier or later dates for less than the cost of an insurance policy! You can't make that pay if you are forking out an extra fiver for each flight you book and may not use. Granted that it won't work at typical family holiday flight prices either, but its something you can very easily do with Ryanair with no qualms whatever about not using odd legs of return flights. You don't need to tell them. They are not interested. Their pricing model is pretty unique I think :p

    I have a Neteller card but only the hardcopy "Net+" card worked with Ryanair last time I checked. Their immediate "virtual" card did not work when I tried that. Neteller's site says it takes up to 28 days to deliver - mine took about a week. I see they seem to be offering 2% Cashback of some description until 11 July ... (I have no connection with them other than as an account holder.

    I am fairly certain I read on this site that Phones4U do a Prepaid Mastercard which you can buy immediately in one of their shops, and which a Ryanair customer confirms works a treat, but I have no experience of it, and I heard you have to pay an initial fee for the card (£9.99?).

    NB Some of these cards can be made to work entirely free if you have time to top up days in advance (using a current account on Net+ for example) but that you will incur a fee as discussed earlier if you top up by credit card. Then you have to watch out for further fees and interest from your credit card company. Some of them treat Neteller for example as a gambling transaction and levy a fee. Almost all of them I believe treat topping up a prepaid card as a "cash-advance" and that means you will incur a potentially hefty interest rate on your credit card from the day you top up until the day you pay it off.

    But by the sounds of it, if you can get one, the Phones4U card might be worth the one off tenner fee especially if you can top it up using cash.

    Happy holidays!
  • laney85
    laney85 Posts: 861 Forumite
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    If £50 is the make or break to a budget, then is a holiday really teh most suitable way to spend your hard earned?
    Dont see why not, its called personal choice !
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