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In need of help

Hello,
My friend told me about this site and that there is someone called NEVER IN DOUBT who may be able to help me. Hope I have got the name right.

Like so many others I lost my full time job last year and have not been able to make payments on my credit cards and am now getting ccj's and telephone calls and callers leaving cards from companies about my debts. I am stressed out and terrified of losing my home...my mortgage is in arrears but they are ok at the moment with the payments I can make but it is all quite frightening.

I am a single woman, 59 years old and have worked all my life. I can't believe the mess I am in and can't see a way out. I have been in denial til now thinking if I kept getting a bit of work here and there it would be ok but I think is time to fess up and ask for help. Anyone got any ideas please?

Comments

  • swanfan02
    swanfan02 Posts: 1,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 19 May 2010 at 9:07PM
    Are you looking for Niddy's unenforceability thread? Look on DFW board where you posted for never-in-doubt's thread
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    Welcome to the forum!

    The thread is here https://forums.moneysavingexpert.com/discussion/2305463

    Hope it helps.

    I'm sure someone will be along soon who might know more about debt charities that could help you.
  • SouthCoast
    SouthCoast Posts: 1,985 Forumite
    Facing the prospect of repossession can be frightening, but it’s important to remember that you are not alone. There is a lot of help available from government, from lenders and from advice agencies. The information here will give you the tools you need to prevent your home being repossessed. You'll also find stories from some of the 330,000 homeowners who have already received help and advice.

    http://mortgagehelp.direct.gov.uk/default.aspx
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