We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
BR 17th May 2010
stevemarsh1976
Posts: 507 Forumite
First of all I would like to thank everyone on here for your help and advice over the last couple of months, very much doubt could have done this without you all.
My Day
Started last night really as I didnt sleep a wink, lay in bed wondering if I had got everything right on my forms and what the judge would say etc. so I was up nice and early couldnt eat so just hopped in the car and set off as I wanted to be there nice and early. Arrived at the court at 8.30 only for it not to be there, now someone either moved it or I was in the wrong place (surly cant be me getting it wrong so they moved the building dam them
). Quick consultation with google maps and its up the road so still there 50 minutes early.
Finally sat down with the clerk at 9.30 who was a lovelly woman, tho she didnt check my form as such she got me sign where needed and swear my oath, all very strange as it was there were other people in the room and suddenly I felt a sence of how real it was.
Up a floor to the Usher again really nice chap and I sat down and waited before being called into the judge about 30 minutes later. Disaster my forms wrong hes sat there looking perplexed as to why I wanted to go BR with a house with 98k equity, seems I only went and missed my mortgage off one of the sections what a dufus.
Quickly outside to amend the forms back into the judge, again really nice bloke, me apologising every 3 seconds and he signed it off and that was that, back out into the sunshine I felt a bit non plussed then the heavens opened and it just made me laugh as I got drenched. Very very strange feelings all round.
Spoke to OR this afternoon took some details told me he would write to the co-op and ask them to keep my account open, again nice chap kept it very proffessional.
The only thing I was slightly dissapointed in was he really refused to get into my car, told me it would decided at my interview and he couldnt comment. Its the thing that concerns me most as I need it for client meetings which I told him but he wouldnt comment. Fair enough I guess.
All in a surreal day I guess im happy that part is over, ill be better still after my main interview which whilst im not looking forward to I am looking forward to getting over and done with.
At least I should sleep tonight
My Day
Started last night really as I didnt sleep a wink, lay in bed wondering if I had got everything right on my forms and what the judge would say etc. so I was up nice and early couldnt eat so just hopped in the car and set off as I wanted to be there nice and early. Arrived at the court at 8.30 only for it not to be there, now someone either moved it or I was in the wrong place (surly cant be me getting it wrong so they moved the building dam them
Finally sat down with the clerk at 9.30 who was a lovelly woman, tho she didnt check my form as such she got me sign where needed and swear my oath, all very strange as it was there were other people in the room and suddenly I felt a sence of how real it was.
Up a floor to the Usher again really nice chap and I sat down and waited before being called into the judge about 30 minutes later. Disaster my forms wrong hes sat there looking perplexed as to why I wanted to go BR with a house with 98k equity, seems I only went and missed my mortgage off one of the sections what a dufus.
Quickly outside to amend the forms back into the judge, again really nice bloke, me apologising every 3 seconds and he signed it off and that was that, back out into the sunshine I felt a bit non plussed then the heavens opened and it just made me laugh as I got drenched. Very very strange feelings all round.
Spoke to OR this afternoon took some details told me he would write to the co-op and ask them to keep my account open, again nice chap kept it very proffessional.
The only thing I was slightly dissapointed in was he really refused to get into my car, told me it would decided at my interview and he couldnt comment. Its the thing that concerns me most as I need it for client meetings which I told him but he wouldnt comment. Fair enough I guess.
All in a surreal day I guess im happy that part is over, ill be better still after my main interview which whilst im not looking forward to I am looking forward to getting over and done with.
At least I should sleep tonight
0
Comments
-
Well done :T:T:T:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Well done mate, not long behind you hopefully.I'm no expert, but i'll give you my opinion, my support and my experience. Its all i have.
Delcared BR 28th May'10 - Married 30th April'11 - Auto Discharged 28th May'11 - Life Changing0 -
We all die. The goal isn't to live forever, the goal is to create something that will0 -
Hi Steve, I know what you mean about leaving court......I saw colours for the first time in ages and it was wonderful, and six months later I can still remember that feeling....x
Best wishes
If...x
"If wishes were horses, then beggars would ride"
0 -
Thank you for sharing your experience0
-
All the best to you Steve, part of the journey over.
It can be particularly stressful waiting for the interview but a great feeling when its done. I hope you get positive news on your car. Fingers crossed for you.
Angie x0 -
Thanks Steve for giving your account of the day, I am going to have to go through the same procedure within the next month so it was good to have an idea of what is likely to happen and some of the emotions that go with it.
Best of luck0 -
Well done Steve, that's the first bit over and done with now, fingers crossed about your car for you.0
-
reading your account was like reliving it all over again! i'm so pleased it went ok, even with the stress of the forms! i bet you sleep very very well tonight

all the best x0 -
Hi Steve glad it all went ok for you, as you said it is quite surreal and a strange feeling when it's over. All the best for the future
Kitten x0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards