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Financial Disassociation

Hi,

Hope this is the right place to post. How can I disassociate myself financially from my ex partner? I've just looked at my credit report on Equifax, and it says I have a financial association with her although we split years ago.

TIA

Comments

  • Ames
    Ames Posts: 18,459 Forumite
    You're usually only financially linked if you have any joint financial products, if you don't then I think you can write to the credit reference agencies to disassociate yourself from her, I'm sure someone will be along soon with a template letter.
    Unless I say otherwise 'you' means the general you not you specifically.
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You need to close all joint accounts, mortgages, rental agreements, current accounts loans, credit cards etc that are in both names.
    Once that is done, notify the CRA (experian/equifax) telling them to Disassociate you from them.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • Emm_Eff
    Emm_Eff Posts: 30 Forumite
    Tenth Anniversary Combo Breaker
    Thanks, Guys.

    If anyone reads this and has a template letter, I'd appreciate a link.
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There is no template, each organisation has there own process for dealing with it

    Experian - Link

    Equilfax - http://www.equifax.com/help/q11/en_uk#d

    CallCredit - Ring them
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
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