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Worried about getting kicked out of rented home...

Hello,

I live with my boyfriend in a rented house in the contract, it mentions that we can be turfed out if we/I go bankrupct or into an IVA, but it also mentions if the rent is in arrears (which it isnt) both our names are on the contract, not sure what to do?

Do I take my name off it? but then what do I put on my BR forms??

Eeeek, everything else is sorted, booked BR appointment in July & everything!

Sarah x
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Comments

  • curly04
    curly04 Posts: 7,247 Forumite
    Speak to your landlord
    If you have no rent arrears and been good tenents you should be fine
    Its just a standard contract

    But if you've been good to them - paid the rent every month kept the place Ok
    they should be good to you

    its better to have some in the house they can trust then it being empty
    Total Weight Loss - 28lb and counting
    AD 17/11/2010
  • dojoman
    dojoman Posts: 12,027 Forumite
    Totally agree with curly.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hello Sarah, I'd do what curly has said. Then at least you know where you stand. And cross the next bridge when you have too.
    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • It is through a letting agent, do you think that will make a difference?

    Ta :)
  • curly04
    curly04 Posts: 7,247 Forumite
    is it a big company or a little independent?
    Total Weight Loss - 28lb and counting
    AD 17/11/2010
  • There is normally a bankruptcy clause in a tenancy agreement. It is there to protect the landlord so they dont have to allow you to carry on living there after 'writing off' £1000's worth of rent arrears in the BR
    If your rent is up to date they will not evict you. Good tenants are hard to find. It does not matter if it is with a Agency, proably better that way! a sole landlord may be worried especially if he has no knowledge.
    Be open with the Agency/landlord. You will be fine.
    We have never evicted anyone because of BR at our agency.
  • There is normally a bankruptcy clause in a tenancy agreement. It is there to protect the landlord so they dont have to allow you to carry on living there after 'writing off' £1000's worth of rent arrears in the BR
    If your rent is up to date they will not evict you. Good tenants are hard to find. It does not matter if it is with a Agency, proably better that way! a sole landlord may be worried especially if he has no knowledge.
    Be open with the Agency/landlord. You will be fine.
    We have never evicted anyone because of BR at our agency.

    Yep! completly agree with NM.

    Also make sure you say that you will have no debts to pay and have money allocated on your SOA that the OR approves for your rent so will never be in arrears as you are aware that the rent is a priority bill.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • lilibet1
    lilibet1 Posts: 820 Forumite
    Honesty is always the best policy, at least you will have peace of mind once you have told them. Lets us know how you get on

    x
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Regardless of whether you are BR or not, I should imagine that landlords/agents are only interested in receiving their rent, so if you are up to date and continue to be so, I'd wouldn't worry too much.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    there was a clause in my contract, i spoke to the landlady and she wasn't interested in the br, providing i continued to pay my rent on time :) speak to LL, it will be a weight off your shoulders
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