We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
The Forum is currently experiencing technical issues which the team are working to resolve. Thank you for your patience.
Credit cards with dormancy fees

Grade_A_Reject
Posts: 805 Forumite


in Credit cards
Is there a list anywhere of credit cards that have a dormancy fee?
I closed my LTSB card when they introduced a dormancy fee and have twice tried to close my Amex card but each time I try they offer me £20 to stay so I've still got that one.
I have a Capital One card that I've had for over year which I opened purely for the free credit reports from Equifax and have never used the card.
I've also got a couple of other stragglers I've picked up along the way for various freebies so was wondering which if any might incur a dormancy fee if I just leave them open and unused.
I closed my LTSB card when they introduced a dormancy fee and have twice tried to close my Amex card but each time I try they offer me £20 to stay so I've still got that one.
I have a Capital One card that I've had for over year which I opened purely for the free credit reports from Equifax and have never used the card.
I've also got a couple of other stragglers I've picked up along the way for various freebies so was wondering which if any might incur a dormancy fee if I just leave them open and unused.
"A nation of plenty so concerned with gain" - Isley Brothers - Harvest for the World
0
Comments
-
No definitive list I know of - Santander cards come with one - dormancy period is 6 months on that."A child of five could understand this. Fetch me a child of five." - Groucho Marx0
-
Amex has a £20 fee on the Platinum Cashback if you don't spend within 12 months.0
-
HSBC after 12 monthsI have a deep burning indifference0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 242.9K Work, Benefits & Business
- 619.8K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards